425 Fort Drum Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 425 Fort Drum Ct, Saint Augustine, FL 32092 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,389 sqft · built 2009
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Aug 2026)
Tax Bill	$8,273 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288108-5210`

Property Details

APN / Parcel Number

Primary APN	`288108-5210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,389 sqft Living Area
Gross Area	3,971 sqft
1st Floor Area	1,507 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	230 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 FORT DRUM CT
City	SAINT AUGUSTINE
State	FL
Zip	32092-2499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57/73-81 SAINT JOHNS SIX MILE CREEK WEST UNIT 4 LOT 521 OR4520/1101
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK WEST UNIT 4
Legal Block	1
Legal Lot Number	521
Legal Unit	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20905

Owner

Source: St. Johns County records · APN 288108-5210

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2499
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2026	Warranty Deed, Transfer · FHA Mortgage PREMIA MORTGAGE
Sep 01, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Mar 23, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 2026 · Amount on Record
Deed Sale	Aug 07, 2026 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	202668079
Deed Book / Page	6417 / 821
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 07, 2026
Property Address	425 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2499
Document Number	0000068079
Book / Page	6417 / 821
Instrument Date	Jul 30, 2026
Instrument	202668079
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	OCEAN BLUE TITLE LLC, ST JOHNS BLUE OCEAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$381,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2499

Mortgage

Document Number	0000068080,
Date	Aug 07, 2026
Instrument	202668080

Lender

Name	PREMIA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.49%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2499
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2499

Mortgage

Document Number	0056270161
Date	Sep 01, 2022
Book Page	5627/161
Instrument	2022084320

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 23, 2018
Property Address	425 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2499
Document Number	0045201101
Book / Page	004520 / 001101
Instrument Date	Mar 22, 2018
Instrument	19473
Transaction Type	Transfer
Record Updated	Apr 02, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	425 FORT DRUM CT ST AUGUSTINE FL 320922499, ST AUGUSTINE, FL 32092-2499

Mortgage

Document Number	45201103
Date	Mar 23, 2018
Book Page	004520/001103
Instrument	19474

Lender

Name	NATIONS LNDG SVCS
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,757 (-3.72%) Land $85,000 Building $349,757	$434,757 (-3.72%) Land $85,000 Building $349,757
2025	$8,273.00 (+5.04%) Homeowner's exemption	$451,561 (-2.99%)	$451,561 (-2.99%) Land $90,000 Building $361,561
2024	$7,876.00 (+2.18%) Homeowner's exemption	$465,471 (-0.75%)	$465,471 (-0.75%) Land $100,000 Building $365,471
2023	$7,708.00 (+5.34%)	$468,981 (+4.85%)	$468,981 (+4.85%) Land $100,000 Building $368,981
2022	$7,317.00	$447,307	$447,307 Land $75,040 Building $372,267

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 84 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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