424 Fort Drum Ct, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 424 Fort Drum Ct, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,611 sqft · built 2007
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$292,800 (Sep 2007)
Tax Bill$4,874 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN288108-5300

Property Details

APN / Parcel Number

Primary APN288108-5300

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,611 sqft Living Area
Gross Area3,068 sqft
1st Floor Area1,499 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area457 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area246 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address424 FORT DRUM CT
CitySAINT AUGUSTINE
StateFL
Zip32092-2498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description57/73-81 SAINT JOHNS SIX MILE CREEK WEST UNIT 4 LOT 530 OR2982/216
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK WEST UNIT 4
Legal Block1
Legal Lot Number530
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1004
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address424 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LENDING CORP
Mar 24, 2020Deed of Trust, Mortgage · Conventional with PMI
NATIONS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2007 · Amount on Record
Deed SaleSep 14, 2007 · Amount on Record
Deed Document Number200762309
Deed Book / Page2982 / 216
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address424 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyVICTORY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498

Mortgage

Document Number0051781665
DateFeb 12, 2021
Book Page5178/1665
Instrument2021016285
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2041

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address424 FORT DRUM CT, SAINT AUGUSTINE, FL 32092-2498
Document Number0049120308
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyVICTORY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address424 FORT DRUM CT ST AUGUSTINE FL 320922498, ST AUGUSTINE, FL 32092-2498

Mortgage

Document Number0049120308
DateMar 30, 2020
Book Page004912/000308
Instrument24994
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44134
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueMar 29, 2040

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,537 (+2.7%)$369,332 (-1.51%) Land $85,000 Building $284,332
2025$4,874.00 (+9.14%) Homeowner's exemption$199,160 (+5.99%)$374,999 (-4.21%) Land $90,000 Building $284,999
2024$4,466.00 (+2.01%)
2023$4,378.00 (+2.99%) Homeowner's exemption$187,910 (+3%)$391,473 (+6.73%) Land $100,000 Building $291,473
2022$4,251.00 Homeowner's exemption$182,437$366,789 Land $75,040 Building $291,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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