San Diego County property record for 425 Florencia Ln, Vista, CA 92083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,266 sqft · built 1992 |
| Lot Size | 0.69 acres (2,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Oct 2024) |
| Tax Bill | $7,974 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 163-281-58-00 |
| Primary APN | 163-281-58-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,266 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 2,985 sqft (0.69 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 425 FLORENCIA LN |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92083-4809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPI |
| Legal Description | LOT 58 TR 012767 |
| Legal Subdivision | 89-196 VISTA |
| Legal Tract | 012767 |
| Legal Block | 3 |
| Legal Lot Number | 58 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 19503 |
425 Florencia Ln is owned by an individual who bought it in October 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1075 MEADOW LAKE DR, 11, VISTA, CA 92084-4667 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN'L NTWK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Prior Sale | Aug 14, 2024 · Amount on File |
| Deed Document Number | 2024301520 |
| Prior Transfer Date | Mar 27, 1996 |
| Prior Transfer Doc | 0000587118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 425 FLORENCIA LN, VISTA, CA 92083-4809 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 425 FLORENCIA LN, VISTA, CA 92083-4809 |
| Document Number | 0000583842 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0583842 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 425 FLORENCIA LN, VISTA, CA 92083-4809 |
| Document Number | 0000425308 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 425 FLORENCIA LN VISTA CA 920834809, VISTA, CA 92083-4809 |
| Document Number | 0000425308 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 425308 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2049 |
The 2025 property tax bill for 425 Florencia Ln was $7,974.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $714,000 (+2%) Land $510,000 Building $204,000 | |
| 2025 | $7,974.00 | $700,000 Land $500,000 Building $200,000 |
| 2023 | $2,423.00 (+0.29%) Homeowner's exemption | $159,646 Land $59,121 Building $100,525 |
| 2022 | $2,416.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 425 Florencia Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 425 Florencia Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Astound Broadband, T-Mobile.
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