425 Ferndale Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 425 Ferndale Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,374 sqft · built 1984
Lot Size	6.08 acres (264,845 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2017)
Tax Bill	$4,137 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0784335`

Property Details

APN / Parcel Number

Primary APN	`R0784335`
Alternative APNs	`07-3836-34-2-03-10-0000` `0000853500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	264,845 sqft (6.08 acres)
Garage Type	Mixed
Garage Area	594 sqft
Parking Spaces	4 Parking Spaces
Deck Area	80 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000853500
Street Address	425 FERNDALE DR
City	BIGFORK
State	MT
Zip	59911-6514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S34, T27 N, R19 W, ACRES 6.08, COS 20699-1, TR 1B IN NW4NW4, ASSR# 0000853500
Legal Range	19W
Legal Township	27N
Legal Section	34
Legal Subdivision	CERTIFICATE OF SURVEY NO 20699
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	1
Census Block	1027
Census Tract	1303

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1170, BIGFORK, MT 59911-1170
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jul 18, 2017	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on Record
Deed Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	201715017
Prior Transfer Date	Nov 4, 2011
Prior Transfer Doc	0000023163
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	425 FERNDALE DR, BIGFORK, MT 59911-6514
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000043379
Date	Dec 23, 2020
Instrument	202000043379

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	425 FERNDALE DR, BIGFORK, MT 59911-6514
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700024097
Date	Sep 27, 2017
Instrument	201700024097

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 18, 2017
Property Address	425 FERNDALE DR, BIGFORK, MT 59911-6514
Document Number	201700015017
Instrument Date	Jul 18, 2017
Instrument	201700015017
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	NOT AVAILABLE, ATEC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 FERNDALE DR, BIGFORK, MT 59911-6514

Mortgage

Document Number	201700015018
Date	Jul 18, 2017
Instrument	201700015018

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2037

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,137.00 (+42.46%)	$641,100 (+39.07%)
2025			$641,100 (+39.07%) Land $336,140 Building $304,960
2023	$2,904.00	$461,000	$461,000 Land $191,260 Building $269,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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