395 Ferndale Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 395 Ferndale Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1985
Lot Size	4.05 acres (176,418 sqft)
Owner	Individual Name on File
Last Sale	$689,900 (Nov 2021)
Tax Bill	$2,322 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0753892`

Property Details

APN / Parcel Number

Primary APN	`R0753892`
Alternative APNs	`07-3836-34-2-03-12-0000` `0000087395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,110 sqft
Finished Basement	1,110 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	176,418 sqft (4.05 acres)
Garage Type	Detached
Garage Area	2,592 sqft
Parking Spaces	9 Parking Spaces
Deck Area	558 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000087395
Street Address	395 FERNDALE DR
City	BIGFORK
State	MT
Zip	59911-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S34, T27 N, R19 W, C.O.S. 23180-1, ACRES 4.05, TR 1J IN W2NW4
Legal Range	19W
Legal Township	27N
Legal Section	34
Legal Subdivision	CERTIFICATE OF SUREV NO 20699
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	1
Census Block	1027
Census Tract	1303

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	395 FERNDALE DR, BIGFORK, MT 59911-6513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 5, 2025	Intrafamily Transfer, Transfer
Aug 15, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 19, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Deed Document Number	202140431
Last Transfer Date	Sep 4, 2025
Transfer Doc	0000019393
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	395 FERNDALE DR, BIGFORK, MT 59911-6513
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 FERNDALE DR, BIGFORK, MT 59911-6513

Mortgage

Document Number	202500025619
Date	Nov 26, 2025
Instrument	202500025619

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Sep 5, 2025
Property Address	395 FERNDALE DR, BIGFORK, MT 59911-6513
Document Number	202500019393
Instrument Date	Sep 4, 2025
Instrument	202500019393
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	395 FERNDALE DR, BIGFORK, MT 59911-6513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 FERNDALE DR, BIGFORK, MT 59911-6513

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	395 FERNDALE DR, BIGFORK, MT 59911-6513
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200021452
Date	Aug 15, 2022
Instrument	202200021452

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 19, 2021
Property Address	395 FERNDALE DR, BIGFORK, MT 59911-6513
Document Number	202100040431
Instrument Date	Nov 19, 2021
Instrument	202100040431
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	395 FERNDALE DR, BIGFORK, MT 59911-6513

Mortgage

Document Number	202100040432
Date	Nov 19, 2021
Instrument	202100040432

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,322.00 (-12.08%)	$804,500 (-)
2025	$2,641.00 (-36.61%)	$804,500 (+21.67%)	$804,500 (+21.67%) Land $299,600 Building $504,900
2023	$4,166.00	$661,200	$661,200 Land $194,380 Building $466,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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