425 Evans Rd, Niceville, FL 32578 Property Records

Okaloosa County property record for 425 Evans Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,939 sqft · built 2006
Lot Size	0.272 acres (11,826 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Feb 2004)
Tax Bill	$8,355 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-594-6728-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-6728-2`
Alternative APNs	`15-1S-22-1465-000C-0160` `22S1151465000C0160`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,939 sqft Living Area
Gross Area	4,314 sqft
1st Floor Area	3,913 sqft
Upper Floors Area	1,119 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	11,826 sqft (0.272 acres)
Lot Width	60 ft Width
Garage Type	Attached
Garage Area	733 sqft
Porch	Finished/Open Porch
Porch Area	782 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 EVANS RD
City	NICEVILLE
State	FL
Zip	32578-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER EST LOT 16 BLK C
Legal Range	22W
Legal Township	01S
Legal Section	15
Legal Subdivision	LANCASTER EST
Legal Block	C
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3004
Census Tract	21002

Owner

425 Evans Rd is owned and occupied by two individuals who bought it in February 2004.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 EVANS RD, NICEVILLE, FL 32578-4508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2004 · Amount on File
Deed Sale	Feb 24, 2004 · Amount on File
Deed Document Number	20042098153
Deed Book / Page	2510 / 2117
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	425 EVANS RD, NICEVILLE, FL 32578-4508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 EVANS RD, CHOCTAW BEACH, FL 32578-4508

Mortgage

Document Number	0034782458
Date	Jul 28, 2020
Book Page	3478/2458
Instrument	3376624

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CLYDE, NC 28721

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 425 Evans Rd was $8,355 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,355.00 Homeowner's exemption	$747,901	$1,179,793 Land $384,501 Building $795,292
2023	$7,939.00 (+2.27%) Homeowner's exemption	$705,653 (+3%)	$1,166,540 (+7.67%) Land $369,712 Building $796,828
2022	$7,763.00 Homeowner's exemption	$685,100	$1,083,407 Land $335,340 Building $748,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Evans Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 218 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 units insured incl. 60 condo units
Nearby Flood Claims	89 (1994–2020)
Claims Outside the SFHA	20 of 89
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 49 claims Hurricane Georges, Sep 1998 · 15 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Evans Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20