425 Emerson Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 425 Emerson Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,125 sqft · built 2018
Lot Size	0.267 acres (11,626 sqft)
Owner	Individual Name on Record
Last Sale	$521,200 (Dec 2018)
Tax Bill	$5,611 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R90389`

Property Details

APN / Parcel Number

Primary APN	`R90389`
Alternative APNs	`S5112-000A-0009-00-0R` `90389`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,125 sqft Living Area
Gross Area	4,460 sqft
1st Floor Area	3,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,626 sqft (0.267 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	191 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	425 EMERSON DR
City	ROCKWALL
State	TX
Zip	75087-0140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASE VII, BLOCK A, LOT 9
Legal Subdivision	STONE CREEK PHASE VII
Legal Phase	61
Legal Tract	9
Legal Block	A
Legal Lot Number	9
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1027
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	425 EMERSON DR, ROCKWALL, TX 75087-0140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 4, 2018	Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	201821358
Prior Transfer Date	Nov 26, 2018
Prior Transfer Doc	0000021358
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	425 EMERSON DR, ROCKWALL, TX 75087-0140
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028804
Date	Oct 25, 2021
Instrument	20210000028804

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 4, 2018
Property Address	425 EMERSON DR, ROCKWALL, TX 75087-0140
Document Number	0000021358
Instrument Date	Nov 26, 2018
Instrument	21358
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 EMERSON DR ROCKWALL TX 75087, ROCKWALL, TX 75087

Mortgage

Document Number	21359
Date	Dec 4, 2018
Instrument	21359

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,407 (+1%)	$702,141 (+5.88%) Land $133,860 Building $568,281
2025	$5,611.00 (-14.61%) Homeowner's exemption Senior Citizen's exemption	$630,370 (-8.03%)	$663,169 (-3.25%) Land $133,860 Building $529,309
2024	$6,571.00
2023	$6,571.00 (-18.07%) Homeowner's exemption Senior Citizen's exemption	$685,427 Land $160,000 Building $525,427	$685,427 Land $160,000 Building $525,427
2021	$8,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Novos Fiber.

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