407 Emerson Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 407 Emerson Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,180 sqft · built 2019
Lot Size	0.353 acres (15,385 sqft)
Owner	Individual Name on File
Last Sale	$710,500 (Jun 2026)
Tax Bill	$9,910 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R90392`

Property Details

APN / Parcel Number

Primary APN	`R90392`
Alternative APNs	`S5112-000A-0012-00-0R` `90392`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,180 sqft Living Area
Gross Area	5,469 sqft
1st Floor Area	4,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,385 sqft (0.353 acres)
Lot Dimensions	146 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	407 EMERSON DR
City	ROCKWALL
State	TX
Zip	75087-0140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PHASE VII, BLOCK A, LOT 12
Legal Subdivision	STONE CREEK PHASE VII
Legal Phase	61
Legal Tract	12
Legal Block	A
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1027
Census Tract	40202

Owner

407 Emerson Dr is owned and occupied by an individual who bought it in June 2026.

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	407 EMERSON DR, ROCKWALL, TX 75087-0140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer · VA Mortgage STANDARD MORTGAGE CORPORATION
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 11, 2019	Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Oct 11, 2019 · Amount on File
Deed Document Number	202611583
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	0000018233
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 18, 2026
Property Address	407 EMERSON DR, ROCKWALL, TX 75087-0140
Document Number	0000011583
Instrument Date	Jun 16, 2026
Instrument	202611583
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EMERSON DR, ROCKWALL, TX 75087-0140

Mortgage

Document Number	0000011584,
Date	Jun 18, 2026
Instrument	202611584

Lender

Name	STANDARD MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	407 EMERSON DR, ROCKWALL, TX 75087-0140
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005484
Date	Mar 10, 2022
Instrument	20220000005484

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ROCKWALL TX
Recording Date	Oct 11, 2019
Property Address	407 EMERSON DR, ROCKWALL, TX 75087-0140
Document Number	0000018233
Instrument Date	Oct 10, 2019
Instrument	18233
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 EMERSON DR ROCKWALL TX 75087, ROCKWALL, TX 75087

Mortgage

Document Number	18234
Date	Oct 11, 2019
Instrument	18234

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 407 Emerson Dr was $9,910, up 9.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$796,275 (+1%)	$812,764 (-0.87%) Land $133,860 Building $678,904
2025	$9,910.00 (+9.68%) Homeowner's exemption	$723,886	$819,908 Land $133,860 Building $686,048
2024	$9,035.00 (+8.26%)
2023	$8,346.00 Homeowner's exemption	$821,155 Land $160,000 Building $661,155	$821,155 Land $160,000 Building $661,155
2021	$8,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Emerson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Emerson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Novos Fiber.

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