Branch County property record for 425 E Union St, Coldwater, MI 49036 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 27,443 sqft (0.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2018) |
| Tax Bill | $2,048.00 (2025) |
Source: Branch County records · APN 030-015-300-118-00
Assessment roll updated July 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 E UNION ST, COLDWATER, MI 49036-8654 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 16, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 28, 2018 | Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Aug 24, 1999 |
| Deed Doc Number | 20186386 |
| Last Transfer Date | Feb 22, 2022 |
| Transfer Doc | 0202201350 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 01, 2022 |
| Property Address | 425 E UNION ST, COLDWATER, MI 49036-8654 |
| Document Number | 0202201350 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022-01350 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | MUTUAL TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 425 E UNION ST, COLDWATER, MI 49036-8654 |
| Document Number | 0202201351 |
|---|---|
| Date | Mar 01, 2022 |
| Instrument | 2022-01351 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 425 E UNION ST, COLDWATER, MI 49036-8654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201804543 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018-04543 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 28, 2018 |
| Property Address | 425 E UNION ST, COLDWATER, MI 49036-8654 |
| Document Number | 201806386 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 2018-06386 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 E UNION ST, 425, COLDWATER, MI 49036-8654 |
| Name | Verified Name |
|---|---|
| Address | 420 E UNION ST, COLDWATER, MI 49036-8654 |
| Document Number | 201806387 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018-06387 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,150 (+6.88%) | $228,300 (+6.88%) | |
| 2025 | $2,048.00 (+2.71%) | $106,800 | $213,600 |
| 2024 | $1,994.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 030-015-300-118-00 |
|---|
| Lot Area | 27,443 sqft (0.63 acres) |
|---|
| Street Address | 425 E UNION ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8654 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT NO 18 & 19 VILLAGE OF GIRARD SEC 15 T5S R6W |
| Legal Range | 06W |
| Legal Township | 05S |
| Legal Section | 15 |
| Legal Subdivision | GIRARD |
| Legal Lot Number | 18-19 |
| Jurisdiction | BRANCH MI |
| Minor Civil Division | GIRARD |
| Census Blockgroup | 2 |
| Census Block | 2068 |
| Census Tract | 950100 |
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