414 E Union St, Coldwater, MI 49036 Property Records

Branch County property record for 414 E Union St, Coldwater, MI 49036 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	15,246 sqft (0.35 acres)
Last Sale	$150,000 (2025)
Tax Bill	$1,173.00 (2025)

Owner

Source: Branch County records · APN 030-015-300-122-99

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63 S CIRCLE DR, COLDWATER, MI 49036-1125
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Nov 03, 2017 · Amount on Record
Deed Doc Number	20253669
Record Refreshed	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 03, 2017
Property Address	414 E UNION ST, COLDWATER, MI 49036-8654
Document Number	201707442
Instrument Date	Nov 01, 2017
Instrument	2017-07442
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$657.90
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1056 RIVER RD, 1056, UNION CITY, MI 49094-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 MICHIGAN AVE E APT 23, 23, BATTLE CREEK, MI 49014-6805

Mortgage

Document Number	201707443
Date	Nov 03, 2017
Instrument	2017-07443

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Girard Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,900 (+8.16%)	$149,800 (+8.16%)
2025	$1,173.00 (+2.71%)	$69,250	$138,500
2024	$1,142.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`030-015-300-122-99`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	414 E UNION ST
City	COLDWATER
State	MI
Zip	49036-8654
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 7 RD OF LOT NO 22 VILLAGE OF GIRARD EXC N 132FT THEREOF SEC 15 T5S R6W
Legal Range	06W
Legal Township	05S
Legal Section	15
Legal Subdivision	VILLAGE OF GIRARD
Legal Lot Number	22
Jurisdiction	BRANCH MI
Minor Civil Division	GIRARD
Census Blockgroup	2
Census Block	2054
Census Tract	950100