425 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 425 E Main St, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,060 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Apr 2018)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Jan 2016 Mortgage Aug 2012 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`23-15.0-326-008`

Property Details

APN / Parcel Number

Primary APN	`23-15.0-326-008`
Alternative APN	`23150326008 (CHECK DIGIT = 7)`

Exterior

Lot Area	10,060 sqft (0.23 acres)

Location & Zoning

Account Number	23150326008
Street Address	425 E MAIN ST
City	ROCHESTER
State	IL
Zip	62563-9532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 60.5' L 12 MAIN STREET ROCHESTER ORIGINAL TOWN
Legal Subdivision	VILLAGE OF ROCHESTER
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2047
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 216, HILLSBORO, IL 62049-0216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage ATHENS STATE BANK
Aug 30, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage ATHENS STATE BANK
Oct 25, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage ATHENS STATE BANK
Aug 26, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage ATHENS STATE BANK
Jan 29, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage ATHENS STATE BANK
Dec 15, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage ATHENS STATE BANK
Dec 17, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage ATHENS STATE BANK
Aug 8, 2007	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Apr 3, 2018	Deed, Transfer
Feb 26, 2016	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Aug 16, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Feb 26, 2016 · Amount on Record
Deed Document Number	20186352
Record Updated	Sep 20, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R02337
Date	Jan 29, 2016
Instrument	2016R02337

Lender

Name	ATHENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R33325
Date	Aug 30, 2012
Instrument	2012R33325

Lender

Name	ATHENS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2027

Interest

Rate Type	Fixed Rate

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R40404
Date	Oct 25, 2010
Instrument	2010R40404

Lender

Name	ATHENS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 15, 2013

Interest

Rate Type	Fixed Rate
Rate	5.5%

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R29787
Date	Aug 26, 2010
Instrument	2010R29787

Lender

Name	ATHENS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2030

Interest

Rate Type	Fixed Rate

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R04482
Date	Jan 29, 2009
Instrument	2009R04482

Lender

Name	ATHENS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2039

Interest

Rate Type	Fixed Rate

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R45846
Date	Dec 15, 2008
Instrument	2008R45846

Lender

Name	ATHENS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2038

Interest

Rate Type	Fixed Rate

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R46209
Date	Dec 17, 2008
Instrument	2008R46209

Lender

Name	ATHENS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Dec 15, 2014

Interest

Rate Type	Fixed Rate

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007R29945
Date	Aug 8, 2007
Instrument	2007R29945

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 3, 2018
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Document Number	2018R06352
Instrument Date	Mar 30, 2018
Instrument	2018R06352
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$176.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 216, HILLSBORO, IL 62049-0216

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 26, 2016
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Document Number	2016R04481
Instrument Date	Feb 19, 2016
Instrument	2016R04481
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Investor	Possibly a Property Investor

Mortgage

Document Number	2016R04482
Date	Feb 26, 2016
Instrument	2016R04482

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.88%

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 16, 2007
Property Address	425 E MAIN ST, ROCHESTER, IL 62563-9532
Document Number	2007R31227
Instrument Date	Aug 10, 2007
Instrument	2007R31227
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$138.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E MAIN ST, ROCHESTER, IL 62563-9532

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00 (+7.18%)	$48,477 (+14.97%) Land $9,076 Building $39,401	$145,431 (+14.97%) Land $27,228 Building $118,203
2022	$3,148.00	$42,166 Land $7,895 Building $34,271	$126,498 Land $23,685 Building $102,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1994–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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