424 E Main St, Rochester, IL 62563 Property Records

Sangamon County property record for 424 E Main St, Rochester, IL 62563

Property Summary

Property TypeSingle Family Home
Lot Size0.714 acres (31,120 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Sep 2017)
Tax Bill$4,638 (2025)
Deeds & MortgagesMay 2007 Mortgage
May 2011 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-15.0-328-007

Property Details

APN / Parcel Number

Primary APN23-15.0-328-007
Alternative APN
  • 23150328007 (CHECK DIGIT = 0)

Exterior

Lot Area31,120 sqft (0.714 acres)

Location & Zoning

Account Number23150328007
Street Address424 E MAIN ST
CityROCHESTER
StateIL
Zip62563-9532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT E1/2 SW 15-15-4
Legal Range04
Legal Township15
Legal Section15
JurisdictionSANGAMON IL
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2023
Census Tract3902

Owner

Source: Sangamon County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address424 E MAIN ST, ROCHESTER, IL 62563-9532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2007Deed of Trust, Mortgage · Stand-Alone First Mortgage
HOUSEHOLD FINANCE CORP III
May 12, 2011Deed of Trust, Mortgage · Stand-Alone First Mortgage
SECURITY BANK
Sep 12, 2017Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC
Jun 11, 2015Warranty Deed, Transfer · Stand-Alone First Mortgage
WARREN BOYNTON STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 2017 · Amount on Record
Deed SaleSep 12, 2017 · Amount on Record
Prior SaleJun 11, 2015 · Amount on Record
Deed Document Number201723409
Record UpdatedSep 20, 2026

May 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address424 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2007R18652
DateMay 29, 2007
Instrument2007R18652
Lender
NameHOUSEHOLD FINANCE CORP III
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueMay 28, 2022
Interest
Rate TypeFixed Rate

May 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address424 E MAIN ST, ROCHESTER, IL 62563-9532
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2011R14970
DateMay 12, 2011
Instrument2011R14970
Lender
NameSECURITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5.38%

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateSep 12, 2017
Property Address424 E MAIN ST, ROCHESTER, IL 62563-9532
Document Number2017R23409
Instrument DateSep 5, 2017
Instrument2017R23409
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 E MAIN ST, ROCHESTER, IL 62563-9532

Mortgage

Document Number2017R23410
DateSep 12, 2017
Instrument2017R23410
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047
Interest
Rate TypeFixed Rate

June 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 11, 2015
Property Address424 E MAIN ST, ROCHESTER, IL 62563-9532
Document Number2015R15381
Map ReferenceHEATHER M
Instrument DateMay 29, 2015
Instrument2015R15381
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2015R15382
DateJun 11, 2015
Instrument2015R15382
Lender
NameWARREN BOYNTON STATE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionRochester Township
MunicipalityRochester Village
Unified School DistrictRochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,638.00 (+8.67%)$72,625 (+14.97%) Land $14,444 Building $58,181$217,875 (+14.97%) Land $43,332 Building $174,543
2022$4,268.00 Homeowner's exemption$63,170 Land $12,563 Building $50,607$189,510 Land $37,689 Building $151,821

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1994–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER
serves 3,856 people · EPA ID IL1671000
Water SourcePurchased surface water from SPRINGFIELD
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Computer Techniques
Fiber
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
1,000 / 500
JAB Wireless
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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