425 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 425 E Main St, Bradford, PA 16701

Property Summary

Property Type	Commercial
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$60,000 (Sep 2019)
Tax Bill	$3,833 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-012.-102.00`

Property Details

APN / Parcel Number

Primary APN	`06-012.-102.00`
Alternative APN	`005042`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	99 ft deep x 78 ft wide

Location & Zoning

Street Address	425 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1746
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	OLD CONTROL:0932-0659
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2028
Census Tract	420400

Owner

425 E Main St, a commercial property, is owned by a company that bought it in September 2019.

Source: McKean County records, as of April 28, 2026

Owner of Record	Company Name on File
Mailing Address	425 E MAIN ST, BRADFORD, PA 16701-1746
Owner Type	Company
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit CNB BANK
Sep 30, 2019	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Deed Document Number	20193458
Deed Book / Page	932 / 659
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	425 E MAIN ST, BRADFORD, PA 16701-1746
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01021/1184
Date	Nov 4, 2022
Book Page	1021/1184
Instrument	202204117

Lender

Name	CNB BANK
Type	Bank
Address	BRADFORD, PA 16701

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MCKEAN PA
Recording Date	Sep 30, 2019
Property Address	425 E MAIN ST, BRADFORD, PA 16701-1746
Document Number	932/0659
Book / Page	932 / 0659
Instrument Date	Sep 5, 2019
Instrument	201903458
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 EAST MAIN STREET, COMMONWEALTH, PA

Tax Assessment & Valuation

The 2026 property tax bill for 425 E Main St was $3,833.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,833.00	$70,200 Land $43,610 Building $26,590
2024	$3,712.00	$70,200 Land $43,610 Building $26,590
1998			$70,200 Land $43,610 Building $26,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, Verizon.

Nearby Properties on E Main St

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