413 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 413 E Main St, Bradford, PA 16701

Property Summary

Property Type	Commercial
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,772 (2026)
Deeds & Mortgages	May 2020 Mortgage Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-012.-106.00`

Property Details

APN / Parcel Number

Primary APN	`06-012.-106.00`
Alternative APN	`005801`

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 21 ft wide

Location & Zoning

Street Address	413 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1746
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	OLD CONTROL:0946-1162
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2028
Census Tract	420400

Owner

Source: McKean County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 E MAIN ST, BRADFORD, PA 16701-1746
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage HAMLIN BANK & TRUST COMPANY
Jan 12, 2018	Warranty Deed, Transfer
Aug 18, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 30, 2020
Transfer Doc	946/1162
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKEAN PA
Recording Date	May 1, 2020
Property Address	413 E MAIN ST, BRADFORD, PA 16701-1746
Document Number	946/1162
Book / Page	946 / 1162
Instrument Date	Apr 30, 2020
Instrument	202001192
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 E MAIN ST, BRADFORD, PA 16701-1746

Mortgage

Document Number	202001193
Date	May 1, 2020
Instrument	202001193

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2030

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKEAN PA
Recording Date	Jan 12, 2018
Property Address	413 E MAIN ST, BRADFORD, PA 16701-1746
Document Number	890/0494
Book / Page	890 / 0494
Instrument Date	Jan 8, 2018
Instrument	201800167
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 HARRISBURG RUN, BRADFORD, PA 16701-3320

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKEAN PA
Recording Date	Aug 18, 2017
Property Address	413 E MAIN ST, BRADFORD, PA 16701-1746
Document Number	879/0372
Book / Page	879 / 0372
Instrument Date	Jul 13, 2017
Instrument	201703311
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E MAIN ST, BRADFORD, PA 16701-1746

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,772.00 (+21.86%)	$87,390 (+21.87%) Land $8,980 Building $78,410
2025	$3,916.00 (+30.75%)	$71,710 (+26.63%) Land $8,980 Building $62,730
2024	$2,995.00	$56,630 Land $8,980 Building $47,650
1998			$87,390 Land $8,980 Building $78,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, Verizon.

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