425 E Echo St, Lake Alfred, FL 33850 Property Records

Polk County property record for 425 E Echo St, Lake Alfred, FL 33850 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,231 sqft · built 2006
Lot Size	0.225 acres (9,779 sqft)
Owner	2 Individual Names on File
Last Sale	$111,000 (Jul 2009)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26-28-04-522750-000160`

Property Details

APN / Parcel Number

Primary APN	`26-28-04-522750-000160`
Alternative APNs	`042826522750000160` `42826000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,231 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	2,231 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	9,779 sqft (0.225 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	194 sqft

Location & Zoning

Street Address	425 E ECHO ST
City	LAKE ALFRED
State	FL
Zip	33850-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1, THE LAKES PLAT BOOK 130 PGS 1 & 2 LOT 16
Legal Range	26E
Legal Township	28S
Legal Section	04
Legal Subdivision	TRACT 1 THE LAKES
Legal Tract	1
Legal Block	4
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4002
Census Tract	12900

Owner

Source: Polk County records · APN 26-28-04-522750-000160

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 E ECHO ST, LAKE ALFRED, FL 33850-3011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2009 · Amount on Record
Deed Sale	Jul 22, 2009 · Amount on Record
Deed Document Number	2009136214
Deed Book / Page	7936 / 880
Record Updated	Sep 20, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	425 E ECHO ST, LAKE ALFRED, FL 33850-3011
Document Number	0104570324
Instrument Date	Apr 02, 2018
Transaction Type	Mortgage
Record Updated	May 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 E ECHO ST LAKE ALFRED FL 338503011, LAKE ALFRED, FL 33850-3011

Mortgage

Document Number	0104570324
Date	Apr 17, 2018
Book Page	010457/000324
Instrument	81992

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Alfred City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00 (+7.57%) Homeowner's exemption	$108,072 (+5.99%)	$250,955 (-1.05%) Land $37,000 Building $213,955
2023	$1,149.00 (+3.61%) Homeowner's exemption	$101,967 (+3%)	$253,610 (+6.14%) Land $36,000 Building $217,610
2022	$1,109.00 Homeowner's exemption	$98,997	$238,940 Land $30,000 Building $208,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050129004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force 11 of 11 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.