415 E Echo St, Lake Alfred, FL 33850 Property Records

Polk County property record for 415 E Echo St, Lake Alfred, FL 33850 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2012
Square Footage	2,121 sqft Living Area
Lot Size	9,779 sqft (0.225 acres)
Occupancy	Owner Occupied
Last Sale	$226,000 (2020)
Tax Bill	$3,633.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-28-04-522750-000150`
Alternative APNs	`042826522750000150` `42826000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,121 sqft Living Area
Gross Area	2,521 sqft Gross Area
1st Floor	2,121 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	9,779 sqft (0.225 acres)
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	188 sqft Porch

Location & Zoning

Street Address	415 E ECHO ST
City	LAKE ALFRED
State	FL
Zip	33850-3011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT 1, THE LAKES PLAT BOOK 130 PGS 1 & 2 LOT 15
Legal Range	26E
Legal Township	28S
Legal Section	04
Legal Subdivision	TRACT 1 THE LAKES
Legal Tract	1
Legal Block	4
Legal Lot Number	15
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	4
Census Block	4002
Census Tract	12900

Owner

Source: Polk County records · APN 26-28-04-522750-000150

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	415 E ECHO ST, LAKE ALFRED, FL 33850-3011
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2020 · Amount on Record
Deed Sale	Sep 09, 2020 · Amount on Record
Prior Sale	Dec 13, 2005 · Amount on Record
Deed Doc Number	2020187254
Deed Book / Page	11369 / 225
Record Refreshed	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 09, 2020
Property Address	415 E ECHO ST, LAKE ALFRED, FL 33850-3011
Document Number	0113690225
Book / Page	011369 / 000225
Instrument Date	Aug 05, 2020
Instrument	187254
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	415 E ECHO ST LAKE ALFRED FL 338503011, LAKE ALFRED, FL 33850-3011

Mortgage

Document Number	113690227
Date	Sep 09, 2020
Book Page	011369/000227
Instrument	187255

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 08, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Alfred City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,633.00 (+10.39%) Homeowner's exemption	$233,022 (+1.9%)	$262,802 (-1.05%) Land $37,000 Building $225,802
2023	$3,291.00 (+5.85%) Homeowner's exemption	$228,674 (+4.54%)	$265,587 (+5.68%) Land $36,000 Building $229,587
2022	$3,109.00 Homeowner's exemption	$218,741	$251,306 Land $30,000 Building $221,306

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.