425 E Campbell Rd Ext, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 425 E Campbell Rd Ext, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,854 sqft · built 1962
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on Record
Tax Bill$5,431 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Nov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 71.7-2-18.1

Property Details

APN / Parcel Number

Primary APN422800 71.7-2-18.1
Alternative APN
  • 280007100700020180010000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,854 sqft Living Area
1st Floor Area1,152 sqft
Upper Floors Area702 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area27,878 sqft (0.64 acres)
Lot Dimensions295 ft deep x 95 ft wide
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area225 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address425 E CAMPBELL RD EXT
CitySCHENECTADY
StateNY
Zip12303-4307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,FP,SHDM,TLSH,G/BZY/STG, 1.A-109-22
Legal Block2
Legal Lot Number18.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3005
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address425 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Nov 26, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address425 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4307
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027794
DateNov 25, 2025
Instrument202527794
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 24, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address425 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4307
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053365
DateNov 26, 2019
Book Page4956/367
Instrument201953365
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 19, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,431.00$185,000 (-) Land $38,400 Building $146,600$284,600 (+16.93%) Land $59,074 Building $225,526
2023$185,000 Land $38,400 Building $146,600$243,400 Land $50,522 Building $192,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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