Schenectady County and Rotterdam Town property record for 408 E Campbell Rd Ext, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1920 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Dec 2006) |
| Tax Bill | $6,361 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.19-8-10 |
| Primary APN | 422800 59.19-8-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Upper Floors Area | 250 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 52,708 sqft (1.21 acres) |
| Lot Dimensions | 396 ft deep x 278 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,840 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 696 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 408 E CAMPBELL RD EXT |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2 1.A-109-17 |
| Legal Block | 8 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 32901 |
408 E Campbell Rd Ext is owned and occupied by an individual who bought it in December 2006.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| May 3, 2017 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| May 8, 2020 | Deed of Trust, Mortgage · Commercial Mortgage TRUSTCO BANK |
| Apr 21, 2020 | Loan Modification, Mortgage · Conventional Mortgage TRUSTCO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2006 · Amount on File |
| Deed Sale | Dec 20, 2006 · Amount on File |
| Prior Sale | Mar 31, 2006 · Amount on File |
| Deed Book / Page | 1750 / 618 |
| Prior Transfer Date | Mar 29, 2006 |
| Prior Transfer Doc | 1730000932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 408 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4308 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 408 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4308 |
| Document Number | 0000046234 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 5252/208 |
| Instrument | 202246234 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 18, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 408 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019638 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 4758/165 |
| Instrument | 201719638 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 408 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013763 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 4987/798 |
| Instrument | 202013763 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 408 E CAMPBELL RD EXT, SCHENECTADY, NY 12303-4308 |
| Document Number | 0000013764 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 408 E CAMPBELL RD EXT #EX SCHENECTADY NY 123034308, EX, SCHENECTADY, NY 12303-4308 |
| Document Number | 0000013764 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 004987/000804 |
| Instrument | 13764 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 408 E Campbell Rd Ext was $6,361 with a homeowner's exemption, up 1.7% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,361.00 (+1.71%) Homeowner's exemption | ||
| 2025 | $6,254.00 | $170,400 Land $61,400 Building $109,000 | $262,200 Land $94,478 Building $167,722 |
| 2023 | $170,400 Land $61,400 Building $109,000 | $224,200 Land $80,786 Building $143,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 E Campbell Rd Ext in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 E Campbell Rd Ext is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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