422 E 54th St, Savannah, GA 31405 Property Records

Chatham County property record for 422 E 54th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1944
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Last Sale	$449,900 (Oct 2021)
Tax Bill	$7,650 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-22-013`

Property Details

APN / Parcel Number

Primary APN	`2-0086-22-013`
Alternative APN	`S197A524`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
1st Floor Area	1,734 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	422 E 54TH ST
City	SAVANNAH
State	GA
Zip	31405-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LTS 62 63 THORPE WARD
Legal Subdivision	HULL PARK
Legal Lot Number	62-63
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2017
Census Tract	2900

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 E 54TH ST, SAVANNAH, GA 31405-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE
Mar 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CHATHAM BANK
Mar 4, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	202113156
Deed Book / Page	2576 / 184
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 8, 2021
Property Address	422 E 54TH ST, SAVANNAH, GA 31405-3514
Document Number	2576/184
Book / Page	2576 / 184
Instrument Date	Oct 8, 2021
Instrument	2021-013156
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E 54TH ST, SAVANNAH, GA 31405-3514

Mortgage

Document Number	0000002576/0000000186
Date	Oct 19, 2021
Book Page	0000002576/0000000186

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	422 E 54TH ST, SAVANNAH, GA 31405-3514
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E 54TH ST, SAVANNAH, GA 31405-3514

Mortgage

Document Number	0000002301/0000000795
Date	Mar 30, 2021
Book Page	0000002301/0000000795

Lender

Name	FIRST CHATHAM BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 4, 2021
Property Address	422 E 54TH ST, SAVANNAH, GA 31405-3514
Document Number	0022700663
Book / Page	2270 / 663
Instrument Date	Mar 4, 2021
Instrument	2021-002471
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 YAM GANDY RD, SAVANNAH, GA 31411-2516

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,560 (+4.16%) Land $44,000 Building $215,560	$648,900 (+4.16%) Land $110,000 Building $538,900
2025	$7,650.00 (+10.74%)	$249,200 (+37.29%) Land $44,000 Building $205,200	$623,000 (+37.29%) Land $110,000 Building $513,000
2023		$181,520 (+8.8%) Land $30,000 Building $151,520	$453,800 (+8.8%) Land $75,000 Building $378,800
2022	$6,908.00	$166,840 Land $30,000 Building $136,840	$417,100 Land $75,000 Building $342,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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