Olmsted County property record for 425 Division St NE, Chatfield, MN 55923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,264 sqft · built 1895 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,600 (Sep 2014) |
| Tax Bill | $2,688 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51.31.42.000237 |
| Primary APN | 51.31.42.000237 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 1,308 sqft |
| 1st Floor Area | 928 sqft |
| Basement Area | 644 sqft |
| Unfinished Basement | 644 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 90 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 110 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 425 DIVISION ST NE |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-31 TWP-105 RANGE-011 T B TWIFORDS ADD LOT-004 BLOCK-002 LOT 4 BLK 2 EX TH FOLLOWING COM AT SWCOR SD LOT 4 FOR PL OF BEG |
| Legal Range | 11 |
| Legal Township | 105 |
| Legal Section | 31 |
| Legal Subdivision | T B TWIFORDS ADD |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 2000 |
425 Division St NE is owned and occupied by two individuals who bought it in September 2014.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 DIVISION ST NE, CHATFIELD, MN 55923-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2014 · Amount on File |
| Deed Sale | Sep 10, 2014 · Amount on File |
| Deed Document Number | 20141354565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 425 DIVISION ST NE, CHATFIELD, MN 55923-1139 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Name | Verified Name |
|---|
| Document Number | A1499536 |
|---|---|
| Date | May 19, 2020 |
| Instrument | A-1499536 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
The 2026 property tax bill for 425 Division St NE was $2,688 with a homeowner's exemption.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,688.00 Homeowner's exemption | ||
| 2025 | $155,200 Land $29,300 Building $125,900 | $185,100 Land $35,000 Building $150,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Division St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 425 Division St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chatfield serves 3,005 people · EPA ID MN1230002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures