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220 Division St NE, Chatfield, MN 55923 Property Records

Olmsted County property record for 220 Division St NE, Chatfield, MN 55923

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,936 sqft · built 1958
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jul 2017)
Tax Bill$3,346 (2026)
Deeds & MortgagesMar 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51.31.34.000361

Property Details

APN / Parcel Number

Primary APN51.31.34.000361

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,936 sqft Living Area
Gross Area1,488 sqft
1st Floor Area1,344 sqft
Basement Area896 sqft
Finished Basement448 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address220 DIVISION ST NE
CityCHATFIELD
StateMN
Zip55923-1134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-31 TWP-105 RANGE-011 TWIFORD AND COS ADD BLOCK-006 COM FOR PT OF BEG ON DIV ST 142FT NE OF W COR BLK 6 TH NE PAR WITH DI
Legal Range11
Legal Township105
Legal Section31
Legal SubdivisionTWIFORD AND COS ADD
Legal Block6
JurisdictionOLMSTED MN
Township / Civil DivisionCHATFIELD
Census Block Group2
Census Block2021
Census Tract2000

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address220 DIVISION ST NE, CHATFIELD, MN 55923-1134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
QRL FINANCIAL SERVICES
Jul 21, 2017Warranty Deed, Transfer · FHA Mortgage
HOME FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2017 · Amount on Record
Deed SaleJul 21, 2017 · Amount on Record
Deed Document Number20171429057
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address220 DIVISION ST NE, CHATFIELD, MN 55923-1134
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyROCHESTER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA1495393
DateMar 25, 2020
InstrumentA-1495393
Lender
NameQRL FINANCIAL SERVICES
TypeLending Institution
AddressMADISON, WI 53717
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateJul 21, 2017
Property Address220 DIVISION ST NE, CHATFIELD, MN 55923-1134
Document NumberA1429057
Instrument DateJul 17, 2017
InstrumentA-1429057
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyHANSEN TITLE AND LEGAL SERVICES, HANSEN TITLE & LEGAL SVCS LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$511.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 DIVISION ST NE, CHATFIELD, MN 55923-1134

Mortgage

Document NumberA1429058
DateJul 21, 2017
InstrumentA-1429058
Lender
NameHOME FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityChatfield City
Unified School DistrictChatfield Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,346.00 Homeowner's exemption
2025$194,200 Land $30,800 Building $163,400$220,800 Land $35,000 Building $185,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChatfield
serves 3,005 people · EPA ID MN1230002
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable · Fiber, Fixed Wireless in parts of the area		1,000 / 50
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20

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