425 Chimney Rd, Rincon, GA 31326 Property Records

Effingham County property record for 425 Chimney Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,069 sqft · built 1994
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (Aug 2019)
Tax Bill	$979 (2025)
Deeds & Mortgages	Jan 2023 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0465B-011-000`

Property Details

APN / Parcel Number

Primary APN	`0465B-011-000`
Alternative APNs	`0102A011000` `0465B011` `19321`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,069 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Mixed
Garage Area	941 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,196 sqft
Pool House	576 sqft
Porch	Slab
Porch Area	146 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19321
Street Address	425 CHIMNEY RD
City	RINCON
State	GA
Zip	31326-5538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.93 AC LOT 11
Legal Subdivision	SILVERWOOD PLANTATIO
Legal Phase	1
Legal Block	1
Legal Lot Number	11
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1013
Census Tract	30308

Owner

425 Chimney Rd is owned and occupied by an individual who acquired it in January 2023.

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	425 CHIMNEY RD, RINCON, GA 31326-5538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer
Mar 21, 2022	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE
Aug 19, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage AIR ACADEMY FEDERAL CREDIT UNION
Aug 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Sep 10, 2009 · Amount on File
Deed Document Number	20192239
Deed Book / Page	2541 / 515
Last Transfer Date	Jan 18, 2023
Transfer Doc	002827/438
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 18, 2023
Property Address	425 CHIMNEY RD, RINCON, GA 31326-5538
Document Number	002827/438
Book / Page	2827 / 438
Instrument Date	Jan 18, 2023
Instrument	2023-000097
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CHIMNEY RD, RINCON, GA 31326-5538

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	425 CHIMNEY RD, RINCON, GA 31326-5538
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CHIMNEY RD, RINCON, GA 31326-5538

Mortgage

Document Number	0000002771/0000000430
Date	Mar 21, 2022
Book Page	0000002771/0000000430
Instrument	002913

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	425 CHIMNEY RD, RINCON, GA 31326-5538
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CHIMNEY RD, RINCON, GA 31326-5538

Mortgage

Document Number	0000002541/0000000519
Date	Aug 19, 2019
Book Page	0000002541/0000000519
Instrument	006991

Lender

Name	AIR ACADEMY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 16, 2019
Property Address	425 CHIMNEY RD, RINCON, GA 31326-5538
Document Number	002541/515
Book / Page	2541 / 515
Instrument Date	Aug 16, 2019
Instrument	2019-002239
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CHIMNEY RD, RINCON, GA 31326-5538

Tax Assessment & Valuation

The 2025 property tax bill for 425 Chimney Rd was $979 with exemptions applied, down 25.2% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,605 (%) Land $28,000 Building $126,605	$386,514 (-) Land $70,000 Building $316,514
2025	$979.00 (-25.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$154,606 (+4.98%) Land $28,000 Building $126,606	$386,514 (+4.98%) Land $70,000 Building $316,514
2024	$1,309.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$147,269 Land $28,000 Building $119,269	$368,173 Land $70,000 Building $298,173
2022	$4,364.00	$140,533 Land $25,200 Building $115,333	$351,333 Land $63,000 Building $288,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Chimney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Chimney Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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