Effingham County property record for 381 Chimney Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,017 sqft · built 1991 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,000 (Oct 2024) |
| Tax Bill | $5,597 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0465B-008-000 |
| Primary APN | 0465B-008-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,017 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 322 sqft |
| Deck Area | 246 sqft |
| Patio Area | 653 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19318 |
|---|---|
| Street Address | 381 CHIMNEY RD |
| City | RINCON |
| State | GA |
| Zip | 31326-5539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .93 AC LOT 8 |
| Legal Subdivision | SILVERWOOD |
| Legal Lot Number | 8 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30308 |
381 Chimney Rd is owned and occupied by two individuals who bought it in October 2024.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 381 CHIMNEY RD, RINCON, GA 31326-5539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Feb 25, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER |
| May 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCE |
| Jan 10, 2020 | Warranty Deed, Transfer · Commercial Mortgage LENDING HOME FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2024 · Amount on File |
| Deed Sale | Oct 8, 2024 · Amount on File |
| Prior Sale | Mar 22, 2023 · Amount on File |
| Deed Book / Page | 2936 / 75 |
| Prior Transfer Date | Sep 5, 2012 |
| Prior Transfer Doc | 00002127/3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 13, 2023 |
| Property Address | 381 CHIMNEY RD, RINCON, GA 31326-5539 |
| Document Number | 002838/182 |
| Book / Page | 2838 / 182 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023-000664 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 CHIMNEY RD, RINCON, GA 31326-5539 |
| Document Number | 0000002226 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 002226 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 381 CHIMNEY RD, RINCON, GA 31326-5539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 381 CHIMNEY RD, RINCON, GA 31326-5539 |
| Document Number | 0000002665/0000000648 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 0000002665/0000000648 |
| Instrument | 002127 |
| Name | LOAN FUNDER |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 6, 2021 |
| Property Address | 381 CHIMNEY RD, RINCON, GA 31326-5539 |
| Document Number | 002691/676 |
| Book / Page | 2691 / 676 |
| Instrument Date | May 6, 2021 |
| Instrument | 2021-001537 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 CHIMNEY RD, RINCON, GA 31326-5539 |
| Document Number | 0000002691/0000000678 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 0000002691/0000000678 |
| Instrument | 006254 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 10, 2020 |
| Property Address | 381 CHIMNEY RD, RINCON, GA 31326-5539 |
| Document Number | 002568/430 |
| Book / Page | 2568 / 430 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 2020-000092 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 DIAMOND CSWY STE 21, 21, SAVANNAH, GA 31406-7436 |
| Document Number | 0000002568/0000000433 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 0000002568/0000000433 |
| Instrument | 000461 |
| Name | LENDING HOME FUNDING |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2021 |
The 2025 property tax bill for 381 Chimney Rd was $5,597, up 21.5% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,418 (-11.67%) Land $28,000 Building $123,418 | $378,546 (-11.67%) Land $70,000 Building $308,546 | |
| 2025 | $5,597.00 (+21.46%) | $171,427 (+13.81%) Land $28,000 Building $143,427 | $428,568 (+13.81%) Land $70,000 Building $358,568 |
| 2024 | $4,608.00 | $150,627 Land $28,000 Building $122,627 | $376,568 Land $70,000 Building $306,568 |
| 2022 | $3,799.00 | $120,609 Land $25,200 Building $95,409 | $301,522 Land $63,000 Building $238,522 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 381 Chimney Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 381 Chimney Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave, Planters Rural Telephone Cooperative, Windstream.
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