425 Cedar Rdg Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 425 Cedar Rdg Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,382 sqft · built 1988
Lot Size	0.737 acres (32,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Sep 2011)
Tax Bill	$8,701 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`0331-451-16-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-451-16-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,382 sqft Living Area
Gross Area	3,622 sqft
1st Floor Area	1,382 sqft
Basement Area	1,800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	32,100 sqft (0.737 acres)
Terrain	Below Road/Slope
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	1,914 sqft
Deck Area	483 sqft
Patio Area	1,569 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 CEDAR RIDGE DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 12783-1 LOT 16 TRACT 12783-1 LOT 16 AND INT IN COMMON AREA
Legal Subdivision	12783-1
Legal Tract	12783-1
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2014
Census Tract	11002

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7411 ANNAPOLIS LN, PARKLAND, FL 33067-1634
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2017	Deed of Trust, Mortgage · ARM HOMEXPRESS MORTGAGE CORP
Jan 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2011 · Amount on Record
Deed Sale	Sep 20, 2011 · Amount on Record
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Document Number	2011395276
Prior Transfer Date	Nov 18, 2010
Prior Transfer Doc	0000494825
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	425 CEDAR RIDGE DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050857
Date	Feb 3, 2017
Instrument	2017-0050857

Lender

Name	HOMEXPRESS MORTGAGE CORP
Address	NEWPORT BEACH, CA 92660

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	6 Months
Min Rate At Change	8.37%
Max Rate At Change	11.3%
Index	6-Month LIBOR
Max Rate	14.3%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	425 CEDAR RIDGE DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3375 ENTERPRISE DR, BLOOMINGTON, CA 92316-3539

Mortgage

Document Number	0000006527
Date	Jan 8, 2019
Instrument	2019-0006527

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	425 CEDAR RIDGE DR, LAKE ARROWHEAD, CA 92352
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CEDAR RIDGE DRIVE, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000080740
Date	Mar 2, 2022
Instrument	2022-0080740

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,112 (+2%) Land $128,118 Building $650,994
2025	$8,701.00 (+8.1%)	$763,835 (+5.45%) Land $125,606 Building $638,229
2023	$8,049.00 (+2.08%)	$724,370 Land $120,729 Building $603,641
2022	$7,885.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SBDNO COUNTY SERVICE AREA 70 CEDAR GLEN serves 1,240 people · EPA ID CA3610026
Water Source	Purchased surface water from CLAWA
Last State Inspection	Apr 2021
Also Mapped Here	LAKE ARROWHEAD CSD
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Oct 2012
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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