425 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 425 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,309 sqft · built 2014
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$294,849 (Feb 2014)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068052-0830`

Property Details

APN / Parcel Number

Primary APN	`068052-0830`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	2,973 sqft
1st Floor Area	1,963 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	80 sqft
Patio Area	423 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	68/84-88 KELLY POINTE AT NOCATEE PHASE 4 LOT 83 OR3845/98
Legal Range	29E
Legal Township	04S
Legal Section	31
Legal Subdivision	KELLY POINT AT NOCATEE PHASE 4
Legal Phase	4
Legal Block	1
Legal Lot Number	83
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2050
Census Tract	20708

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 CAPTIVA DR, PONTE VEDRA, FL 32081-5067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2014 · Amount on File
Deed Sale	Feb 11, 2014 · Amount on File
Deed Document Number	20148041
Deed Book / Page	3845 / 98
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 CAPTIVA DR, PONTE VEDRA, FL 32081-5067
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CAPTIVA DR, PONTE VEDRA, FL 32081-5067

Mortgage

Document Number	0054701055
Date	Jan 18, 2022
Book Page	5470/1055
Instrument	2022005435

Lender

Name	VYSTAR CU
Type	Credit Union
Address	33220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 CAPTIVA DR, PONTE VEDRA, FL 32081-5067
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CAPTIVA DR, PONTE VEDRA, FL 32081-5067

Mortgage

Document Number	0053321505
Date	Aug 2, 2021
Book Page	5332/1505
Instrument	2021085110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.89%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.89%
Index	Other
Max Rate	6.89%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 CAPTIVA DR, PONTE VEDRA, FL 32081-5067
Document Number	0045941299
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 CAPTIVA DR PONTE VEDRA BEACH FL 320815067, PONTE VEDRA BEACH, FL 32081-5067

Mortgage

Document Number	0045941299
Date	Aug 9, 2018
Book Page	004594/001299
Instrument	57756

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 8, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,084 (+2.7%)	$514,645 (-0.73%) Land $120,000 Building $394,645
2025	$6,144.00 (+9.19%) Homeowner's exemption	$314,590 (+2.9%)	$518,412 (-4.9%) Land $125,000 Building $393,412
2024	$5,627.00 (+1.28%) Homeowner's exemption	$305,724 (+3%)	$545,143 (-) Land $125,000 Building $420,143
2023	$5,556.00 (+1.85%) Homeowner's exemption	$296,819 (+3%)	$545,143 (+11.03%) Land $125,000 Building $420,143
2022	$5,455.00 Homeowner's exemption	$288,174	$491,004 Land $112,000 Building $379,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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