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397 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 397 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,608 sqft · built 2014
Lot Size0.22 acres (9,583 sqft)
OwnerCompany Name on Record
Last Sale$314,954 (Feb 2014)
Tax Bill$6,355 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN068052-0870

Property Details

APN / Parcel Number

Primary APN068052-0870

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,608 sqft Living Area
Gross Area3,100 sqft
1st Floor Area2,238 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area150 sqft
Patio Area730 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address397 CAPTIVA DR
CityPONTE VEDRA
StateFL
Zip32081-5066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description68/84-88 KELLY POINTE AT NOCATEE PHASE 4 LOT 87 OR3843/139 & 4832/189
Legal Range29E
Legal Township04S
Legal Section30
Legal SubdivisionKELLY POINT AT NOCATEE PHASE 4
Legal Phase4
Legal Block1
Legal Lot Number87
JurisdictionST JOHNS FL
Township / Civil DivisionPONTE VEDRA
Census Block Group2
Census Block2050
Census Tract20708

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address397 CAPTIVA DR, PONTE VEDRA, FL 32081-5066
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Nov 15, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2014 · Amount on Record
Deed SaleFeb 4, 2014 · Amount on Record
Deed Document Number20146925
Deed Book / Page3843 / 139
Last Transfer DateNov 6, 2019
Transfer Doc0048320189
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address397 CAPTIVA DR, PONTE VEDRA, FL 32081-5066
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 CAPTIVA DR, PONTE VEDRA, FL 32081-5066

Mortgage

Document Number0055440477
DateApr 25, 2022
Book Page5544/477
Instrument2022042080
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMay 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 15, 2019
Property Address397 CAPTIVA DR, PONTE VEDRA, FL 32081-5066
Document Number0048320189
Book / Page004832 / 000189
Instrument DateNov 6, 2019
Instrument85612
Transaction TypeTransfer
Record UpdatedNov 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address397 CAPTIVA DR PONTE VEDRA BEACH FL 320815066, PONTE VEDRA BEACH, FL 32081-5066

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,182 (+2.7%)$542,542 (-1.12%) Land $120,000 Building $422,542
2025$6,355.00 (+9.23%) Homeowner's exemption$330,265 (+2.9%)$548,694 (-3.52%) Land $125,000 Building $423,694
2024$5,818.00 (+1.29%) Homeowner's exemption$320,957 (+3%)$568,738 (-) Land $125,000 Building $443,738
2023$5,744.00 (+1.86%) Homeowner's exemption$311,609 (+3%)$568,738 (+10.02%) Land $125,000 Building $443,738
2022$5,639.00 Homeowner's exemption$302,533$516,919 Land $112,000 Building $404,919

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 368 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies368 in force
Nearby Flood Claims66 (2016–2022)
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 16 claims
  • Hurricane Irma, Sep 2017 · 31 claims
  • Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

May also be available: AT&T, Verizon.

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