Passaic County and Passaic City property record for 425 Brook Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 2,188 sqft · built 1930 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Feb 2020) |
| Tax Bill | $16,419 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03311-01-00001 |
| Primary APN | 07-03311-01-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,188 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 0703311A00001 |
|---|---|
| Street Address | 425 BROOK AVE |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | SIMONTON & GOURLEY |
| Legal Block | 3311 |
| Legal Lot Number | 1 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 175601 |
Source: Passaic County and Passaic City records · APN 07-03311-01-00001
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 BROOK AVE, PASSAIC, NJ 07055-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2019 | Deed of Trust, Mortgage · ARM FULTON BANK NA |
| Sep 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on Record |
| Deed Sale | Feb 19, 2020 · Amount on Record |
| Prior Sale | Sep 03, 2010 · Amount on Record |
| Deed Document Number | 20209459 |
| Deed Book / Page | 3757 / 229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 425 BROOK AVE, PASSAIC, NJ 07055-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RIVERSIDE ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000025960 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | M15564/0265 |
| Instrument | 2019025960 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 425 BROOK AVE, PASSAIC, NJ 07055-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | JODA ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000041056 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | M16380/248 |
| Instrument | 2020041056 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Passaic County and Passaic City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,600 (-) Land $156,800 Building $228,800 | $385,600 (-) Land $156,800 Building $228,800 | |
| 2025 | $16,419.00 (+3.28%) | $385,600 (-) Land $156,800 Building $228,800 | $385,600 (-) Land $156,800 Building $228,800 |
| 2024 | $15,898.00 (+6.16%) | ||
| 2023 | $385,600 Land $156,800 Building $228,800 | $385,600 Land $156,800 Building $228,800 | |
| 2022 | $14,976.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 667 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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