415 Brook Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 415 Brook Ave, Passaic, NJ 07055

Property Summary

Property TypeSingle Family Home
Details2,738 sqft · built 1955
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$264,900 (Sep 2002)
Tax Bill$18,148 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-03311-01-00006

Property Details

APN / Parcel Number

Primary APN07-03311-01-00006
Alternative APN
  • 0703311A00006

Interior

Stories1 Story
Building Area2,738 sqft Living Area
1st Floor Area2,738 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBrick
Construction TypeBrick
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number0703311A00006
Street Address415 BROOK AVE
CityPASSAIC
StateNJ
Zip07055-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionSIMONTON & GOURLEY
Legal Block3311
Legal Lot Number6
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group1
Census Block1007
Census Tract175601

Owner

415 Brook Ave is owned and occupied by two individuals who bought it in September 2002.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address415 BROOK AVE, PASSAIC, NJ 07055-2402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FM HOME LOANS LLC
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
FUNDING RESOURCES MORTGAGE CORP
Feb 19, 2020Grant Deed, Transfer · Conventional Mortgage
FM HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2002 · Amount on File
Deed SaleSep 9, 2002 · Amount on File
Deed Book / Page477 / 256
Prior Transfer DateOct 18, 1999
Prior Transfer Doc0000105813
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address415 BROOK AVE, PASSAIC, NJ 07055-2402
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyRIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010838
DateFeb 12, 2021
Book PageM16841/84
Instrument2021010838
Lender
NameFM HOME LOANS LLC
TypeMortgage Company
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address415 BROOK AVE, PASSAIC, NJ 07055-2402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAGENT FOR STEWART TTL GUARAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018469
DateApr 30, 2019
Book PageM15497/0088
Instrument2019018469
Lender
NameFUNDING RESOURCES MORTGAGE CORP
TypeMortgage Company
AddressCLIFTON, NJ 07012
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateFeb 19, 2020
Property Address415 BROOK AVE, PASSAIC, NJ 07055-2402
Document Number0000009459
Book / Page003757 / 000229
Instrument DateFeb 10, 2020
Instrument9459
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 RAVONA ST CLIFTON NJ 070121525, CLIFTON, NJ 07012-1525

Mortgage

Document Number9460
DateFeb 19, 2020
Book Page016016/000290
Instrument9460
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 415 Brook Ave was $18,148, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$426,200 (-) Land $156,800 Building $269,400$426,200 (-) Land $156,800 Building $269,400
2025$18,148.00 (+3.28%)$426,200 Land $156,800 Building $269,400$426,200 Land $156,800 Building $269,400
2024$17,572.00
2023$426,200 Land $156,800 Building $269,400$426,200 Land $156,800 Building $269,400
2022$16,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Brook Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2004–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Brook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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