425 Berndale Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 425 Berndale Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,284 sqft · built 2003
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Dec 2020)
Tax Bill	$6,061 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
APN	`0501002000390`

Property Details

APN / Parcel Number

Primary APN	`0501002000390`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,284 sqft Living Area
1st Floor Area	1,202 sqft
Upper Floors Area	1,202 sqft
Attic	Attic
Attic Area	168 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	145 ft deep x 134 ft wide
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Porch	Slab
Porch Area	46 sqft
Deck Area	420 sqft
Patio Area	374 sqft
Balcony Area	34 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 BERNDALE DR
City	CHESAPEAKE
State	VA
Zip	23322-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	LOT 39 STRATFORD TERRACE SEC 3-A
Legal Subdivision	STRATFORD TERRACE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1005
Census Tract	21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 BERNDALE DR, CHESAPEAKE, VA 23322-1263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Apr 1, 2004 · Amount on File
Deed Document Number	202045028
Deed Book / Page	10265 / 1745
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 1, 2020
Property Address	425 BERNDALE DR, CHESAPEAKE, VA 23322-1263
Document Number	10265/1745
Book / Page	10265 / 1745
Instrument Date	Nov 21, 2020
Instrument	200045028
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE CONCEPTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 BERNDALE DR, CHESAPEAKE, VA 23322-1263

Mortgage

Document Number	200045029
Date	Dec 1, 2020
Instrument	200045029

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$619,800 (+3.28%) Land $210,000 Building $409,800	$619,800 (+3.28%) Land $210,000 Building $409,800
2025	$6,061.00 (+37.25%)	$600,100 (+7.78%) Land $185,000 Building $415,100	$600,100 (+7.78%) Land $185,000 Building $415,100
2023		$556,800 (+9.54%) Land $175,000 Building $381,800	$556,800 (+9.54%) Land $175,000 Building $381,800
2022		$508,300 Land $150,000 Building $358,300	$508,300 Land $150,000 Building $358,300
2019	$4,416.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1994–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20