Chesapeake City property record for 409 Berndale Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,452 sqft · built 2003 |
| Lot Size | 0.438 acres (19,079 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jun 2018) |
| Tax Bill | $6,565 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Aug 2018 Transfer + 2 more |
| APN | 0501002000340 |
| Primary APN | 0501002000340 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,452 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Upper Floors Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,079 sqft (0.438 acres) |
| Lot Dimensions | 79 ft deep x 151 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 756 sqft |
| Porch | Open Porch |
| Porch Area | 226 sqft |
| Patio Area | 470 sqft |
| Lean-To | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 BERNDALE DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 34 STRATFORD TERRACE SEC 3-A |
| Legal Subdivision | STRATFORD TERRACE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21103 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Aug 8, 2018 | Intrafamily Transfer, Transfer |
| Aug 8, 2018 | Intrafamily Transfer, Transfer |
| Jun 4, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2018 · Amount on Record |
| Deed Sale | Jun 4, 2018 · Amount on Record |
| Prior Sale | Jun 2, 2004 · Amount on Record |
| Deed Document Number | 201814430 |
| Deed Book / Page | 9919 / 949 |
| Prior Transfer Date | May 31, 2018 |
| Prior Transfer Doc | 9941/1423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 409 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10314/1203 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 10314/1203 |
| Instrument | 210007817 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 8, 2018 |
| Property Address | 409 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Number | 9941/1423 |
| Book / Page | 9941 / 1423 |
| Instrument Date | May 31, 2018 |
| Instrument | 180021244 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 8, 2018 |
| Property Address | 409 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Number | 9941/1423 |
| Book / Page | 9941 / 1423 |
| Instrument Date | May 31, 2018 |
| Instrument | 180021244 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 4, 2018 |
| Property Address | 409 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Number | 9919/949 |
| Book / Page | 9919 / 949 |
| Instrument Date | May 25, 2018 |
| Instrument | 180014430 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 BERNDALE DR, CHESAPEAKE, VA 23322-1263 |
| Document Number | 180014431 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 180014431 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $682,300 (+4.97%) Land $210,000 Building $472,300 | $682,300 (+4.97%) Land $210,000 Building $472,300 | |
| 2025 | $6,565.00 (+2.47%) | $650,000 (+7.35%) Land $185,000 Building $465,000 | $650,000 (+7.35%) Land $185,000 Building $465,000 |
| 2024 | $6,407.00 (+32.57%) | ||
| 2023 | $605,500 (+11.12%) Land $175,000 Building $430,500 | $605,500 (+11.12%) Land $175,000 Building $430,500 | |
| 2022 | $544,900 Land $150,000 Building $394,900 | $544,900 Land $150,000 Building $394,900 | |
| 2019 | $4,833.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures