425 Beach St, Aurora, IL 60505 Property Records

Kane County property record for 425 Beach St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,160 sqft · built 1900
Lot Size	0.96 acres (4,179 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Jun 2023)
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-23-176-001`

Property Details

APN / Parcel Number

Primary APN	`15-23-176-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,160 sqft Living Area
Gross Area	1,888 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Mixed
Lot Area	4,179 sqft (0.96 acres)
Porch	Open Porch

Location & Zoning

Street Address	425 BEACH ST
City	AURORA
State	IL
Zip	60505-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEACH & SHEDDS ADD: THE NLY 41.79 FT OF THE WLY 100 FT OF LOT 2 BLK 9
Legal Subdivision	EACH & SHEDDS ADDN
Legal Block	9
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1004
Census Tract	853401

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 BEACH ST, AURORA, IL 60505-2827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Nov 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	202321064
Prior Transfer Date	Sep 6, 2017
Prior Transfer Doc	0000058133
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 26, 2023
Property Address	425 BEACH ST, AURORA, IL 60505-2827
Document Number	0000021064
Instrument Date	Jun 2, 2023
Instrument	2023K021064
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 BEACH ST, AURORA, IL 60505-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 BEACH ST, AURORA, IL 60505-2827

Mortgage

Document Number	0000021065
Date	Jun 26, 2023
Instrument	2023K021065

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 6, 2017
Property Address	425 BEACH ST, AURORA, IL 60505-2827
Document Number	0000058133
Instrument Date	Sep 6, 2017
Instrument	2017K058133
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	425 BEACH ST, AURORA, IL 60505-2827

Mortgage

Document Number	0000058134
Date	Nov 6, 2017
Instrument	2017K058134

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,861.00 (+33.51%)	$59,132 (+9.39%) Land $5,238 Building $53,894	$177,467 (+9.39%) Land $15,720 Building $161,747
2024		$54,056 (+22.66%) Land $4,788 Building $49,268	$162,233 (+22.71%) Land $14,370 Building $147,863
2022	$2,892.00 (+2.3%) Homeowner's exemption	$44,068 (+7.41%) Land $3,903 Building $40,165	$132,204 (+7.41%) Land $11,709 Building $120,495
2021	$2,827.00 Homeowner's exemption	$41,028 Land $3,634 Building $37,394	$123,084 Land $10,902 Building $112,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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