425 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 425 Beach Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,792 sqft · built 1981
Lot Size0.291 acres (12,688 sqft)
OwnerIndividual Name on Record
Last Sale$1,400 (Dec 2024)
Tax Bill$5,709 (2025)
Deeds & MortgagesJan 2023 Transfer
Dec 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-412-09593985

Property Details

APN / Parcel Number

Primary APN02-412-09593985
Alternative APNs
  • 2-412-09593985
  • 41209593985

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area1,872 sqft
1st Floor Area1,084 sqft
Basement Area708 sqft
Finished Basement708 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,688 sqft (0.291 acres)

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck Area80 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number41209593985
Street Address425 BEACH DR
CityANNAPOLIS
StateMD
Zip21403-3906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 12 BK F SC 2 PL 1 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockF
Legal Lot Number12
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1006
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address425 BEACH DR, ANNAPOLIS, MD 21403-3906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2023Intrafamily Transfer, Transfer
Dec 6, 2022Intrafamily Transfer, Transfer
Apr 5, 2019Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2024 · Amount on Record
Deed SaleDec 26, 2024 · Amount on Record
Prior SaleApr 5, 2019 · Amount on Record
Deed Book / Page40988 / 69
Prior Transfer DateAug 23, 2024
Prior Transfer Doc0408200076
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateJan 24, 2023
Property Address425 BEACH DR, ANNAPOLIS, MD 21403-3906
Document Number0394140402
Book / Page39414 / 402
Map ReferenceMB 23 FO 36
Instrument DateOct 26, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address425 BEACH DR, ANNAPOLIS, MD 21403-3906

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateDec 6, 2022
Property Address425 BEACH DR, ANNAPOLIS, MD 21403-3906
Document Number0393150145
Book / Page39315 / 145
Map ReferenceMB 23 FO 36
Instrument DateOct 26, 2022
Transaction TypeTransfer
Record UpdatedDec 22, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address425 BEACH DR, ANNAPOLIS, MD 21403-3906

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateApr 5, 2019
Property Address425 BEACH DR, ANNAPOLIS, MD 21403-3906
Document Number0330180095
Book / Page33018 / 095
Map ReferenceMB 23 FO 36
Instrument DateApr 1, 2019
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyMARYLAND TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,800.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address425 BEACH DR, ANNAPOLIS, MD 21403-3906

Mortgage

Document Number0033018100
DateApr 5, 2019
Instrument33018/100
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467,000 (+3.79%) Land $246,000 Building $221,000$467,000 (-) Land $246,000 Building $221,000
2025$5,709.00 (+3.95%)$449,967 (+8.19%)$467,000 (+12.29%) Land $246,000 Building $221,000
2024$5,492.00 (+20.94%)
2023$4,541.00$415,900 Land $246,000 Building $169,900$415,900 Land $246,000 Building $169,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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