423 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 423 Beach Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,088 sqft · built 1965
Lot Size0.283 acres (12,320 sqft)
Owner2 Individual Names on Record
Last Sale$455,250 (Aug 2023)
Tax Bill$4,859 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-412-01605100

Property Details

APN / Parcel Number

Primary APN02-412-01605100
Alternative APNs
  • 2-412-01605100
  • 41201605100

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,088 sqft Living Area
1st Floor Area884 sqft
Basement Area204 sqft
Finished Basement204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area12,320 sqft (0.283 acres)
PorchOpen Porch
Porch Area128 sqft
Deck Area357 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number41201605100
Street Address423 BEACH DR
CityANNAPOLIS
StateMD
Zip21403-3906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 13 BK F SC 2 PL 1 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockF
Legal Lot Number13
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1006
Census Tract702601

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address423 BEACH DR, ANNAPOLIS, MD 21403-3906
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2023 · Amount on Record
Deed SaleAug 8, 2023 · Amount on Record
Prior SaleNov 17, 2014 · Amount on Record
Deed Book / Page39845 / 251
Prior Transfer DateMar 6, 2006
Prior Transfer Doc0177660599
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 8, 2023
Property Address423 BEACH DR, ANNAPOLIS, MD 21403-3906
Document Number0398450251
Book / Page39845 / 251
Map ReferenceMB 23 FO 36
Instrument DateAug 3, 2023
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,138.12
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address423 BEACH DR, ANNAPOLIS, MD 21403-3906

Mortgage

Document Number0039845260
DateAug 8, 2023
Instrument39845/260
Lender
NameSHORE UNITED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$401,900 (+5.04%) Land $244,900 Building $157,000$401,900 (-) Land $244,900 Building $157,000
2025$4,859.00 (+2.73%) Homeowner's exemption$382,633 (+11.2%)$401,900 (+16.8%) Land $244,900 Building $157,000
2024$4,730.00 (+27.87%)
2023$3,699.00 (+3.06%) Homeowner's exemption$344,100 (+0.17%) Land $244,900 Building $99,200$344,100 (-) Land $244,900 Building $99,200
2022$3,589.00 Homeowner's exemption$343,500$344,100 Land $244,900 Building $99,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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