Polk County property record for 425 Bayou Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,723 sqft · built 1971 |
| Lot Size | 0.238 acres (10,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $182,000 (Jun 2017) |
| Tax Bill | $1,676 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-36-663000-000733 |
| Primary APN | 26-28-36-663000-000733 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 2,275 sqft |
| 1st Floor Area | 1,723 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,350 sqft (0.238 acres) |
| Lot Dimensions | 115 ft deep x 90 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 165 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 425 BAYOU RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 7 E 115 FT OF W 505 FT OF S 90 FT OF N 115 FT OF SE1/4 OF NE1/4 OF SW1/4 BEING LOT 26 UNREC GARDEN GROVE HARBOR |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | FLORIDA HIGHLAND CO SUBDIVISION |
| Legal Tract | 26 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 14001 |
425 Bayou Rd is owned and occupied by two individuals who acquired it in October 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 BAYOU RD, WINTER HAVEN, FL 33884-2552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 19, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Jan 25, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on File |
| Deed Sale | Jun 19, 2017 · Amount on File |
| Prior Sale | Jan 1, 2017 · Amount on File |
| Deed Document Number | 2017115893 |
| Deed Book / Page | 10179 / 325 |
| Last Transfer Date | Oct 30, 2023 |
| Transfer Doc | 0000264289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 7, 2023 |
| Property Address | 425 BAYOU RD, WINTER HAVEN, FL 33884-2552 |
| Document Number | 0000264289 |
| Book / Page | 12902 / 1851 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023264289 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 BAYOU RD, WINTER HAVEN, FL 33884-2552 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 425 BAYOU RD, WINTER HAVEN, FL 33884-2552 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 19, 2017 |
| Property Address | 425 BAYOU RD, WINTER HAVEN, FL 33884-2552 |
| Document Number | 0101790325 |
| Book / Page | 010179 / 000325 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 115893 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,274.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 WOODLAND TERRACE BLVD ORLANDO FL 328286767, ORLANDO, FL 32828-6767 |
| Document Number | 101790327 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 010179/000327 |
| Instrument | 115894 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 25, 2017 |
| Property Address | 425 BAYOU RD, WINTER HAVEN, FL 33884-2552 |
| Document Number | 0100461539 |
| Book / Page | 010046 / 001539 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 14629 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 28, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $830.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 843 OAK SHADOWS RD CELEBRATION FL 347474227, CELEBRATION, FL 34747-4227 |
The 2025 property tax bill for 425 Bayou Rd was $1,676 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,426 (+2.7%) | $245,931 (-0.34%) Land $36,225 Building $209,706 | |
| 2025 | $1,676.00 Homeowner's exemption | $166,919 | $246,778 Land $36,225 Building $210,553 |
| 2023 | $2,059.00 (+3.78%) Homeowner's exemption | $157,490 (+3.33%) | $249,507 (+12.04%) Land $35,190 Building $214,317 |
| 2022 | $1,984.00 Homeowner's exemption | $152,417 | $222,700 Land $28,980 Building $193,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Bayou Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Bayou Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures