421 Bayou Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 421 Bayou Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1971
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on File
Last Sale	$118,800 (Mar 2018)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-36-663000-000715`

Property Details

APN / Parcel Number

Primary APN	`26-28-36-663000-000715`
Alternative APNs	`362826663000000715` `62826000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,391 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	299 sqft
Porch	Unfinished Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	421 BAYOU RD
City	WINTER HAVEN
State	FL
Zip	33884-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLA HIGHLANDS CO SUB PB 3 PG 27 LOT 7 E 115 FT OF W 505 FT OF S 80 FT OF N 195 FT OF SE1/4 OF NE1/4 OF SW1/4 KNOWN AS LOT 25 OF UNREC GARDEN GROVE HARBOR
Legal Range	26E
Legal Township	28S
Legal Section	36
Legal Subdivision	FLORIDA HIGHLAND CO SUBDIVISION
Legal Tract	663000
Legal Block	2
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3026
Census Tract	14001

Owner

Source: Polk County records · APN 26-28-36-663000-000715

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 BAYOU RD, WINTER HAVEN, FL 33884-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Prior Sale	Apr 11, 2005 · Amount on Record
Deed Document Number	201858618
Deed Book / Page	10426 / 1582
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 19, 2018
Property Address	421 BAYOU RD, WINTER HAVEN, FL 33884-2552
Document Number	0104261582
Book / Page	010426 / 001582
Instrument Date	Mar 16, 2018
Instrument	58618
Transaction Type	Transfer
Record Updated	May 04, 2018
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$831.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	421 BAYOU RD WINTER HAVEN FL 338842552, WINTER HAVEN, FL 33884-2552

Mortgage

Document Number	104261583
Date	Mar 19, 2018
Book Page	010426/001583
Instrument	58619

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (-28.14%) Homeowner's exemption	$119,073 (+5.99%)	$159,450 (-1.71%) Land $32,200 Building $127,250
2023	$1,450.00 (+4.24%) Homeowner's exemption	$112,347 (+3%)	$162,217 (+11.87%) Land $31,280 Building $130,937
2022	$1,391.00 Homeowner's exemption	$109,075	$145,002 Land $25,760 Building $119,242

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force 3 of 5 on primary residences
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998, rainfall accumulation, Severe Storms, High Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.