425 Baltimore St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 425 Baltimore St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,882 sqft · built 1905
Lot Size	0.193 acres (8,400 sqft)
Owner	Company Name on File
Last Sale	$72,500 (Jul 2005)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jan 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-330-017`

Property Details

APN / Parcel Number

Primary APN	`8913-26-330-017`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
1st Floor Area	898 sqft
Basement Area	898 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	425 BALTIMORE ST
City	WATERLOO
State	IA
Zip	50701-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITNEY AND SEDGWICKS ADDITION LOT 11 BLK 6
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEY AND SEDGWICKS ADDITION
Legal Block	6
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2026
Census Tract	300

Owner

425 Baltimore St is owned by a company that bought it in July 2005.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 538, WATERLOO, IA 50704-0538
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage US BANK NA
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2017	Warranty Deed, Transfer
Jul 20, 2017	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2005 · Amount on File
Deed Sale	Jul 6, 2005 · Amount on File
Deed Document Number	20052006000559
Prior Transfer Date	Jun 28, 2004
Prior Transfer Doc	2006000559
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	425 BALTIMORE ST, WATERLOO, IA 50701-2627
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800017492
Date	Apr 30, 2018
Instrument	201800017492

Lender

Name	US BANK NA
Type	Bank

Agreement

Amount	Amount on Record

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 4, 2018
Property Address	425 BALTIMORE ST, WATERLOO, IA 50701-2627
Document Number	201800011436
Instrument Date	Dec 29, 2017
Instrument	2018-00011436
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 538, WATERLOO, IA 50704-0538
Investor	Possibly a Property Investor

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 27, 2017
Property Address	425 BALTIMORE ST, WATERLOO, IA 50701-2627
Document Number	201800011024
Instrument Date	Dec 20, 2017
Instrument	2018-00011024
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 538, WATERLOO, IA 50704-0538

July 2017: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 20, 2017
Property Address	425 BALTIMORE ST, WATERLOO, IA 50701-2627
Document Number	201800001071
Instrument Date	Jul 17, 2017
Instrument	2018-00001071
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 W END AVE 760W, NASHVILLE, TN 37203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 425 Baltimore St was $1,670, up 8.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,670.00 (+8.16%)	$81,800 Land $9,000 Building $72,800	$81,800 Land $9,000 Building $72,800
2024	$1,544.00
2023		$71,180 (+21.53%) Land $9,000 Building $62,180	$71,180 Land $9,000 Building $62,180
2022	$1,286.00	$58,570 Land $9,000 Building $49,570
2021			$58,570 Land $9,000 Building $49,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Baltimore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 425 Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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