Black Hawk County property record for 414 Baltimore St, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,912 sqft · built 1902 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,500 (Mar 2014) |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-308-006 |
| Primary APN | 8913-26-308-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Basement Area | 956 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 414 BALTIMORE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITNEY AND SEDGWICKS ADDITION LOT 4 BLK 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | WHITNEY AND SEDGWICKS ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 300 |
414 Baltimore St is owned and occupied by an individual who bought it in March 2014.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 BALTIMORE ST, WATERLOO, IA 50701-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2014 · Amount on File |
| Deed Sale | Mar 6, 2014 · Amount on File |
| Prior Sale | Jul 17, 2006 · Amount on File |
| Deed Document Number | 201416083 |
| Prior Transfer Date | Jul 13, 2006 |
| Prior Transfer Doc | 2007001214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 414 BALTIMORE ST, WATERLOO, IA 50701-2628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 414 BALTIMORE ST, WATERLOO, IA 50701-2628 |
| Document Number | 202200018558 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 202200018558 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 25, 2032 |
The 2025 property tax bill for 414 Baltimore St was $1,360 with a homeowner's exemption, down 14.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (-14.79%) Homeowner's exemption | $77,570 Land $9,000 Building $68,570 | $77,570 Land $9,000 Building $68,570 |
| 2024 | $1,596.00 | ||
| 2023 | $67,410 (+20.33%) Land $9,000 Building $58,410 | $67,410 Land $9,000 Building $58,410 | |
| 2022 | $1,230.00 | $56,020 Land $9,000 Building $47,020 | |
| 2021 | $56,020 Land $9,000 Building $47,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Baltimore St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 414 Baltimore St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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