Pontotoc County property record for 425 Bailey Ln, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,124 sqft · built 2003 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,911 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-09-000-005.06 |
| Primary APN | 122-09-000-005.06 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,124 sqft Living Area |
| 2nd Floor Area | 490 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18627 |
|---|---|
| Street Address | 425 BAILEY LN |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-8711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 AC SW1/4 SE1/4 20023942 7/29/02 20036874 12/22/03 20040675; 3570 7/12/04 20090894 3/3/09 20100728 3/3/10 20215431 12/22/21 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 950400 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 BAILEY LN, PONTOTOC, MS 38863-8711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 425 BAILEY LN, PONTOTOC, MS 38863-8711 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1635 JORDAN RD, ASHLAND, MS 38603-6738 |
| Document Number | 2021005432 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021005432 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,911.00 (+2.41%) Homeowner's exemption | $14,952 (+2.43%) | $149,518 (+2.43%) Land $14,400 Building $135,118 |
| 2023 | $1,866.00 Homeowner's exemption | $14,597 | $145,974 Land $14,400 Building $131,574 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGOMA WATER ASSOCIATION public/private · serves 6,879 people · EPA ID MS0580001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| NT Spark Fiber | 1,000 / 1,000 |
| Fulton Telephone Company Fiber | 1,000 / 1,000 |
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