175 Bailey Ln, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 175 Bailey Ln, Pontotoc, MS 38863

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,960 sqft · built 2007
Lot Size	7.98 acres (348,044 sqft)
Owner	2 Individual Names on Record
Tax Bill	$581 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-09-000-005.04`

Property Details

APN / Parcel Number

Primary APN	`122-09-000-005.04`
Alternative APN	`16931`

Interior

Full Baths	1 Bath
Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 2007
Lot Area	348,044 sqft (7.98 acres)
Garage Type	Carport
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space
Utility Building	96 sqft

Location & Zoning

Account Number	16931
Street Address	175 BAILEY LN
City	PONTOTOC
State	MS
Zip	38863-8726
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	7.99 AC SE1/4 SE1/4 753-155 10/19/99 20023183 6/13/02 20040674; 2335 5/5/04 20061380 3/16/06; 20062921 6/14 20063884 8/3/06
Jurisdiction	PONTOTOC MS
Township / Civil Division	5
Census Block Group	2
Census Block	2033
Census Tract	950400

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 BAILEY LN, PONTOTOC, MS 38863-8726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Closed-End Mortgage FIRST CHOICE BANK
Feb 10, 2017	Deed of Trust, Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2007
Deed Sale	May 15, 2007
Deed Document Number	0020072361
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	175 BAILEY LN, PONTOTOC, MS 38863-8726
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 BAILEY LN, PONTOTOC, MS 38863-8726

Mortgage

Document Number	2023004226
Date	Oct 10, 2023
Instrument	2023004226

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	203 Months
Due	Sep 29, 2040

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	175 BAILEY LN, PONTOTOC, MS 38863-8726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000627
Date	Feb 10, 2017
Instrument	2017000627

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jan 27, 2027

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$581.00 (-11.43%) Homeowner's exemption Disabled Person's exemption	$4,547 (-11.45%)	$40,844 (-12.29%) Land $19,438 Building $21,406
2023	$656.00 Homeowner's exemption Disabled Person's exemption	$5,135	$46,566 Land $19,438 Building $27,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGOMA WATER ASSOCIATION public/private · serves 6,879 people · EPA ID MS0580001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
NT Spark Fiber	1,000 / 1,000
Fulton Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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