Orange County property record for 425 Alberta Dr, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,197 sqft · built 1938 |
| Lot Size | 0.329 acres (14,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,750,000 (Mar 2025) |
| Tax Bill | $23,974 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-22-30-6484-03-122 |
| Primary APN | 05-22-30-6484-03-122 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,197 sqft Living Area |
| Gross Area | 2,866 sqft |
| 1st Floor Area | 1,556 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,333 sqft (0.329 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Patio Area | 2 sqft |
| Gazebo | Gazebo |
| Water Feature | Water Feature |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 425 ALBERTA DR |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-3905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AAA |
| Legal Description | OSCEOLA SUMMIT L/34 LOT 13 & S1/2 OF LOT 12 BLK C |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 05 |
| Legal Subdivision | OSCEOLA SUMMIT |
| Legal Tract | 6484 |
| Legal Block | C |
| Legal Lot Number | 13,12 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 16002 |
Source: Orange County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 ALBERTA DR, WINTER PARK, FL 32789-3905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Construction Mortgage DFCU FINANCIAL |
| Feb 2, 2017 | Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | Feb 2, 2017 · Amount on Record |
| Deed Document Number | 2025128187 |
| Prior Transfer Date | May 22, 2013 |
| Prior Transfer Doc | 0000284004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 4, 2026 |
| Property Address | 425 ALBERTA DR, WINTER PARK, FL 32789-3905 |
| Document Number | 0000252225 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026252225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE (RECORDING SERVIC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1512 HOLTS GROVE CIR, WINTER PARK, FL 32789-5111 |
| Investor | Possibly a Property Investor |
| Document Number | 0000252225, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026252225 |
| Name | DFCU FINANCIAL |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 378 Months |
| Due | Nov 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 2, 2017 |
| Property Address | 425 ALBERTA DR, WINTER PARK, FL 32789-3905 |
| Document Number | 0000064894 |
| Map Reference | MB L PG 34 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 20170064894 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ORANGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 ALBERTA DR, 425, WINTER PARK, FL 32789-3905 |
| Name | Verified Name |
|---|---|
| Address | 49 BROADWATER RD S, WALTON ON THAMES, XX |
| Document Number | 0000064895 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 20170064895 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.78% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.78% |
| Index | 1-Year LIBOR |
| Max Rate | 8.78% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,006,000 (-34.73%) Land $1,000,000 Building $6,000 | $1,006,000 (-34.73%) Land $1,000,000 Building $6,000 | |
| 2025 | $23,974.00 (+1.6%) | $1,541,210 (+2.66%) Land $1,000,000 Building $541,210 | $1,541,210 (+2.66%) Land $1,000,000 Building $541,210 |
| 2024 | $23,596.00 (+3.3%) | ||
| 2023 | $22,843.00 (+10.82%) | $1,501,206 (+10.82%) Land $1,000,000 Building $501,206 | $1,501,206 (+10.82%) Land $1,000,000 Building $501,206 |
| 2022 | $20,612.00 | $1,354,613 Land $1,000,000 Building $354,613 | $1,354,613 Land $1,000,000 Building $354,613 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 22 (1994–2024) |
| Claims Outside the SFHA | 14 of 22 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures