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425 3 Oaks Rd, Cary, IL 60013 Property Records

McHenry County property record for 425 3 Oaks Rd, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,925 sqft · built 1976
Lot Size3.98 acres (173,369 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Sep 2014)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-401-011

Property Details

APN / Parcel Number

Primary APN20-08-401-011

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,925 sqft
Gross Area4,180 sqft
1st Floor Area1,824 sqft
2nd Floor Area1,101 sqft

Exterior

Year BuiltBuilt 1976
Architectural StyleContemporary
Exterior MaterialFrame Siding
Lot Area173,369 sqft (3.98 acres)
Lot Depth667 ft Depth

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address425 3 OAKS RD
CityCARY
StateIL
Zip60013-2380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2014R0029354 PT N 700FT LYING E OF W 650FT & LYING W OF E 350FT NW1/4 SE1/4 /EX W 150FT N 339FT/ MEMO: VANHANDEL, IAN A/
Legal Range09E
Legal Township43N
Legal Section08
Legal Block401
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1001
Census Tract871307

Owner

Source: McHenry County records · APN 20-08-401-011

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address425 3 OAKS RD, CARY, IL 60013-2380
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2014 · Amount on Record
Deed SaleSep 02, 2014 · Amount on Record
Prior SaleSep 02, 2014
Deed Document Number2014R0029354
Record UpdatedJun 07, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address425 3 OAKS RD, CARY, IL 60013-2380
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023214
DateApr 28, 2021
Instrument2021R0023214
Lender
NameASSOCIATED BANK NA
TypeBank
AddressGREEN BAY, WI 54301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$227,972 Land $47,309 Building $180,663$683,916 Land $141,927 Building $541,989

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 110 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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