McHenry County property record for 120 3 Oaks Rd, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,904 sqft · built 1967 |
| Lot Size | 1 acres (51,440 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Jul 2025) |
| Tax Bill | $5,951 (2024) |
| Deeds & Mortgages | Jun 2021 Sale Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-278-012 |
| Primary APN | 20-08-278-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Split Level |
| Lot Area | 51,440 sqft (1 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 120 3 OAKS RD |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2387 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0032846 LT 9 THE MEADOWS |
| Legal Subdivision | THE MEADOWS |
| Legal Block | 278 |
| Legal Lot Number | 9 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 871305 |
Source: McHenry County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 29W347 BUTTERNUT LN, WARRENVILLE, IL 60555 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 17, 2021 | Warranty Deed, Transfer |
| Oct 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on Record |
| Deed Sale | Jul 17, 2025 · Amount on Record |
| Prior Sale | Jun 17, 2021 · Amount on Record |
| Deed Document Number | 202518938 |
| Prior Transfer Date | May 1, 2025 |
| Prior Transfer Doc | 0000010991 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 17, 2021 |
| Property Address | 120 3 OAKS RD, CARY, IL 60013-2387 |
| Document Number | 0000032846 |
| Map Reference | DOC 456995 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 2021R0032846 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $272.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 3 OAKS RD, CARY, IL 60013-2387 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 4, 2019 |
| Property Address | 120 3 OAKS RD, CARY, IL 60013-2387 |
| Document Number | 0000033373 |
| Map Reference | DOC 456995 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 2019R0033373 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 120 3 OAKS RD, CARY, IL 60013-2387 |
| Document Number | 0000033374 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 2019R0033374 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,951.00 | $101,130 (+12.41%) Land $28,219 Building $72,911 | $303,390 (+12.41%) Land $84,657 Building $218,733 |
| 2022 | Homeowner's exemption | $89,964 Land $24,609 Building $65,355 | $269,892 Land $73,827 Building $196,065 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2013–2026) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures