4249 Isabella Cir, Windermere, FL 34786 Property Records

Orange County property record for 4249 Isabella Cir, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 5,477 sqft · built 2015
Lot Size0.712 acres (31,034 sqft)
Owner2 Company Names on Record
Last Sale$1,087,225 (Aug 2015)
Tax Bill$20,233 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12-23-27-1215-00-230

Property Details

APN / Parcel Number

Primary APN12-23-27-1215-00-230
Alternative APNs
  • 272312121500230
  • 138576
  • 139434
  • 140948

Interior

Bedrooms6 Beds
Full Baths6 Baths
Stories2 Stories
Building Area5,477 sqft Living Area
Gross Area7,266 sqft
1st Floor Area4,150 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area31,034 sqft (0.712 acres)
Garage TypeAttached
Garage Area813 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchFlorida Room
Porch Area742 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4249 ISABELLA CIR
CityWINDERMERE
StateFL
Zip34786-9511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSTD R-CE-
Legal DescriptionCASABELLA 79/139 LOT 23
Legal Range27E
Legal Township23S
Legal Section12
Legal SubdivisionCASABELLA
Legal Tract1215
Legal Lot Number23
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1012
Census Tract17115

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address4249 ISABELLA CIR, WINDERMERE, FL 34786-9511
Owner TypeCompany
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2015 · Amount on Record
Deed SaleAug 12, 2015 · Amount on Record
Deed Document Number2015420709
Deed Book / Page10966 / 2231
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4249 ISABELLA CIR, WINDERMERE, FL 34786-9511
Transaction TypeMortgage
Record UpdatedJan 3, 2022
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4249 ISABELLA CIR, WINDERMERE, FL 34786-9511

Mortgage

Document Number0000062608
DateFeb 2, 2021
Instrument20210062608
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4249 ISABELLA CIR, WINDERMERE, FL 34786-9511
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4249 ISABELLA CIR, WINDERMERE, FL 34786-9511

Mortgage

Document Number20210062608
DateFeb 2, 2021
Instrument20210062608
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,284,499 (+2.7%)$2,130,270 (-1.28%) Land $350,000 Building $1,780,270
2025$20,233.00 (+3.34%) Homeowner's exemption$1,250,729 (+5.99%)$2,157,910 (+15.59%) Land $350,000 Building $1,807,910
2024$19,580.00 (+7.22%)
2023$18,262.00 (+2.97%) Homeowner's exemption$1,180,078 (+3%)$1,866,878 (+14.41%) Land $350,000 Building $1,516,878
2022$17,736.00 Homeowner's exemption$1,145,707$1,631,780 Land $350,000 Building $1,281,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
Fiber
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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