4248 SE Happy Ln, Stuart, FL 34997 Property Records

Martin County property record for 4248 SE Happy Ln, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,575 sqft · built 1990
Lot Size	0.402 acres (17,511 sqft)
Owner	2 Company Names on Record
Last Sale	$80,799 (Feb 2014)
Tax Bill	$5,143 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-500-000-0027.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-500-000-0027.0-9-0000`
Alternative APNs	`49-38-41-500-000-00270-9` `39846`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,575 sqft Living Area
Gross Area	2,979 sqft
1st Floor Area	2,575 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,511 sqft (0.402 acres)
Garage Type	Attached
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft
Porch	Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4248 SE HAPPY LN
City	STUART
State	FL
Zip	34997-2474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RAINBOW COVE LOT 27
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	RAINBOW COVE
Legal Block	1
Legal Lot Number	27
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Martin County records, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4248 SE HAPPY LN, STUART, FL 34997-2474
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 24, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2014 · Amount on Record
Deed Sale	Feb 11, 2014 · Amount on Record
Prior Sale	Mar 5, 2013 · Amount on Record
Deed Document Number	20142439960
Deed Book / Page	2702 / 502
Last Transfer Date	Sep 16, 2021
Transfer Doc	0032582938
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4248 SE HAPPY LN, STUART, FL 34997-2474
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4248 SE HAPPY LN, STUART, FL 34997-2474

Mortgage

Document Number	0033811651
Date	Jun 21, 2023
Book Page	3381/1651
Instrument	3022312

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 14, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 24, 2021
Property Address	4248 SE HAPPY LN, STUART, FL 34997-2474
Document Number	0032582938
Book / Page	3258 / 2938
Map Reference	MB 11 PG 70
Instrument Date	Sep 16, 2021
Instrument	2916048
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4248 SE HAPPY LN, STUART, FL 34997-2474

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$399,408 (+23.72%)	$726,650 (+11.64%) Land $225,000 Building $501,650
2024	$5,143.00 (+2.14%)
2023	$5,035.00 (+2.13%) Additional exemption filed	$322,840 (+3%)	$650,880 (+28.44%) Land $225,000 Building $425,880
2022	$4,930.00 Homeowner's exemption	$313,437	$506,770 Land $200,000 Building $306,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Blue Stream, Hotwire Communications.

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