4247 SE Happy Ln, Stuart, FL 34997 Property Records

Martin County property record for 4247 SE Happy Ln, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,954 sqft · built 1995
Lot Size	0.371 acres (16,161 sqft)
Owner	2 Individual Names on File
Last Sale	$562,500 (Nov 2004)
Tax Bill	$5,708 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-38-41-500-000-0025.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`49-38-41-500-000-0025.0-3-0000`
Alternative APNs	`49-38-41-500-000-00250-3` `39844`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,954 sqft Living Area
Gross Area	3,621 sqft
1st Floor Area	2,018 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,161 sqft (0.371 acres)
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39844
Street Address	4247 SE HAPPY LN
City	STUART
State	FL
Zip	34997-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RAINBOW COVE LOT 25
Legal Range	41E
Legal Township	38S
Legal Section	49
Legal Subdivision	RAINBOW COVE
Legal Block	1
Legal Lot Number	25
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

4247 SE Happy Ln is owned and occupied by two individuals who bought it in November 2004.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4247 SE HAPPY LN, STUART, FL 34997-2475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2004 · Amount on File
Deed Sale	Nov 24, 2004 · Amount on File
Prior Sale	Jan 9, 1998 · Amount on File
Deed Document Number	20041794887
Deed Book / Page	1958 / 1388
Prior Transfer Date	Sep 12, 1994
Prior Transfer Doc	1118002291
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4247 SE HAPPY LN, STUART, FL 34997-2475
Transaction Type	Mortgage
Record Updated	May 11, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4247 SE HAPPY LN, STUART, FL 34997-2475

Mortgage

Document Number	0033700796
Date	Apr 19, 2023
Book Page	3370/796
Instrument	3012039

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4247 SE HAPPY LN, STUART, FL 34997-2475
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032071720
Date	Mar 18, 2021
Book Page	3207/1720
Instrument	2875512

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4247 SE Happy Ln was $5,708 with a homeowner's exemption, down 0.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,708.00 (-0.7%) Additional exemption filed	$374,942	$736,560 Land $225,000 Building $511,560
2024	$5,748.00 (+2.02%)
2023	$5,634.00 (+3.62%) Additional exemption filed	$353,764 (+3%)	$717,500 (+29.58%) Land $225,000 Building $492,500
2022	$5,437.00 Homeowner's exemption	$343,461	$553,720 Land $200,000 Building $353,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4247 SE Happy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4247 SE Happy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Blue Stream, Hotwire Communications.

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