Lorain County property record for 4248 Laurel Rd, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,168 sqft · built 1991 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,900 (Oct 2024) |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-106-113-015 |
| Primary APN | 03-00-106-113-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| Gross Area | 1,531 sqft |
| Basement Area | 1,168 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | 96 sqft |
| Patio Area | 75 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4248 LAUREL RD |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL DIVISION 61 X 100 |
| Legal Subdivision | CENTRAL DIVISION |
| Legal Block | 113 |
| Legal Lot Number | 8 & 9 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 23900 |
Source: Lorain County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4248 LAUREL RD, LORAIN, OH 44055-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Nov 7, 2024 | Correction Deed |
| Oct 10, 2024 | Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA |
| Jan 31, 2022 | Deed of Trust, Mortgage · Line of Credit LANDIS PROPERTIES II LLC |
| Jan 26, 2022 | Warranty Deed, Transfer · Line of Credit LANDIS PROPERTIES II LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2024 · Amount on Record |
| Deed Sale | Oct 10, 2024 · Amount on Record |
| Prior Sale | Jan 26, 2022 · Amount on Record |
| Deed Document Number | 202429273 |
| Prior Transfer Date | Feb 11, 2000 |
| Prior Transfer Doc | 0000669875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 3, 2026 |
| Property Address | 4248 LAUREL RD, LORAIN, OH 44055-3339 |
| Document Number | 0000110492 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026110492 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4248 LAUREL RD, LORAIN, OH 44055-3339 |
| Document Number | 0000110492, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 2026110492 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 7, 2024 |
| Property Address | 4248 LAUREL RD, LORAIN, OH 44055-3339 |
| Document Number | 0000032589 |
| Map Reference | VOL 9 PG 5 |
| Instrument Date | Nov 5, 2024 |
| Instrument | 2024-0032589 |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4248 LAUREL RD, LORAIN, OH 44055-3339 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 10, 2024 |
| Property Address | 4248 LAUREL RD, LORAIN, OH 44055-3339 |
| Document Number | 0000029273 |
| Map Reference | VOL 9 PG 5 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 2024-0029273 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2024 |
| Title Company | BCHH INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99 WALL ST # 253, 253, NEW YORK, NY 10005-4301 |
| Name | Verified Name |
|---|---|
| Address | 4248 LAUREL RD, LORAIN, OH 44055-3339 |
| Document Number | 0000029274 |
|---|---|
| Date | Oct 10, 2024 |
| Instrument | 2024-0029274 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Change Frequency | Monthly |
|---|
| Document Number | 0000029275 |
|---|---|
| Date | Oct 10, 2024 |
| Instrument | 2024-0029275 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | LORAIN, OH 44055 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4248 LAUREL RD, LORAIN, OH 44055-3339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000861016 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-0861016 |
| Name | LANDIS PROPERTIES II LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Jan 16, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 26, 2022 |
| Property Address | 4248 LAUREL RD, LORAIN, OH 44055-3339 |
| Document Number | 0000860259 |
| Map Reference | VOL 9 PG 5 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022-0860259 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | BCHH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 VALLEY PARK DR, NORWALK, OH 44857-1986 |
| Name | Verified Name |
|---|---|
| Address | 99 WALL ST # 253, 253, NEW YORK, NY 10005-4301 |
| Investor | Possibly a Property Investor |
| Document Number | 0000861016 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-0861016 |
| Name | LANDIS PROPERTIES II LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Jan 16, 2026 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,689.00 | $45,030 (-0.01%) Land $3,440 Building $41,590 | $128,670 (-) Land $9,830 Building $118,840 |
| 2024 | $1,689.00 (-3.49%) | $45,035 (+20.47%) Land $3,441 Building $41,594 | $128,670 (+20.47%) Land $9,830 Building $118,840 |
| 2023 | $1,750.00 (-3.15%) | $37,384 (-0.02%) Land $2,258 Building $35,126 | $106,810 (-) Land $6,450 Building $100,360 |
| 2022 | $1,807.00 | $37,390 Land $2,260 Building $35,130 | |
| 2021 | $106,810 Land $6,450 Building $100,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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