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4228 Laurel Rd, Lorain, OH 44055 Property Records

Lorain County property record for 4228 Laurel Rd, Lorain, OH 44055

Property Summary

Property TypeResidential Vacant Land
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$142,500 (Mar 2025)
Tax Bill$32 (2025)
Deeds & MortgagesMar 2025 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-00-106-113-017

Property Details

APN / Parcel Number

Primary APN03-00-106-113-017

Exterior

Lot Area2,614 sqft (0.06 acres)
Lot Dimensions100 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address4228 LAUREL RD
CityLORAIN
StateOH
Zip44055-3339
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionCENTRAL DIV 30 X 100
Legal SubdivisionCENTRAL DIV
Legal Block113
Legal Lot Number13
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1007
Census Tract23900

Owner

Source: Lorain County records · APN 03-00-106-113-017

Assessment roll updated May 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4258 LAUREL RD, LORAIN, OH 44055-3339
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2025Warranty Deed, Transfer · FHA Mortgage
HFG HOLDINGS INC
Mar 01, 2021Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 27, 2020Warranty Deed, Subdivision Related Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Aug 10, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Apr 23, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2025 · Amount on Record
Deed SaleMar 20, 2025 · Amount on Record
Prior SaleMar 01, 2021 · Amount on Record
Prior Transfer DateJun 20, 2005
Prior Transfer Doc0000166544
Record UpdatedJun 08, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 20, 2025
Property AddressLAUREL RD, LORAIN, OH 44052
Document Number0000046154
Map ReferenceVOL 9 PG 5
Instrument DateMar 17, 2025
Instrument2025-0046154
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4258 LAUREL RD, LORAIN, OH 44055-3339

Mortgage

Document Number0000046155
DateMar 20, 2025
Instrument2025-0046155
Lender
NameHFG HOLDINGS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 01, 2021
Property AddressLAUREL RD, LORAIN, OH 44052
Document Number0000805181
Map ReferenceVOL 9 PG 5
Instrument DateJan 25, 2021
Instrument2021-0805181
Transaction TypeTransfer
Record UpdatedApr 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4258 LAUREL RD, LORAIN, OH 44055-3339

Mortgage

Document Number0000805182
DateMar 01, 2021
Instrument2021-0805182
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

January 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 27, 2020
Property AddressLAUREL RD, LORAIN, OH 44055
Document Number0000747031
Instrument DateJan 24, 2020
Instrument747031
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Tax$280.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressLAUREL RD LORAIN OH 44055, LORAIN, OH 44055

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 10, 2018
Property AddressLAUREL RD, LORAIN, OH 44055
Document Number0000683314
Instrument DateAug 07, 2018
Instrument683314
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$116.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1500 FILLMORE AVE LORAIN OH 440523277, LORAIN, OH 44052-3277

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLORAIN OH
Recording DateApr 23, 2018
Property AddressLAUREL RD, LORAIN, OH 44055
Document Number0000669453
Instrument DateApr 19, 2018
Instrument669453
Transaction TypeForeclosure
Record UpdatedMay 02, 2018

Transaction

AmountAmount Recorded
Tax$96.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address4258 LAUREL RD LORAIN OH 440553339, LORAIN, OH 44055-3339

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictClearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$32.00 Homeowner's exemption$860 (-0.12%) Land $860$2,460 (-) Land $2,460
2024$32.00 (-45.76%)$861 (-23.87%) Land $861$2,460 (-23.84%) Land $2,460
2023$59.00 (+7.27%)$1,131 (+0.09%) Land $1,131$3,230 (-) Land $3,230
2022$55.00$1,130 Land $1,130
2021$3,230 Land $3,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLORAIN CITY PWS
serves 64,152 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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