4248 Esperanza Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4248 Esperanza Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 948 sqft · built 1990
Lot Size	0.65 acres (2,817 sqft)
Owner	Company Name on Record
Last Sale	$128,000 (Apr 1999)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-531-48-00`

Property Details

APN / Parcel Number

Primary APN	`162-531-48-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	948 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	2,817 sqft (0.65 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4248 ESPERANZA WAY
City	OCEANSIDE
State	CA
Zip	92056-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 73 TR 011525
Legal Subdivision	OCEANSIDE CANYON
Legal Tract	011525
Legal Block	2
Legal Lot Number	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	19403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4248 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Mar 6, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 1999 · Amount on Record
Deed Sale	Apr 23, 1999 · Amount on Record
Prior Sale	Apr 20, 1989 · Amount on Record
Deed Document Number	1999275132
Last Transfer Date	Feb 28, 2017
Transfer Doc	0000104114
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4248 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000510296
Date	Nov 6, 2019
Instrument	2019-0510296

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2017
Property Address	4248 ESPERANZA WAY, OCEANSIDE, CA 92056-3457
Document Number	0000104114
Instrument Date	Feb 28, 2017
Instrument	104114
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4248 ESPERANZA WAY OCEANSIDE CA 920563457, OCEANSIDE, CA 92056-3457

Mortgage

Document Number	104115
Date	Mar 6, 2017
Instrument	104115

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$204,652 (+2%) Land $95,929 Building $108,723
2025	$2,239.00 (+8.74%) Homeowner's exemption	$200,641 (+4.04%) Land $94,049 Building $106,592
2023	$2,059.00 (+0.34%) Homeowner's exemption	$192,851 Land $90,398 Building $102,453
2022	$2,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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