4248 Cold Spring Rd, Indianapolis, IN 46228 Property Records

Marion County property record for 4248 Cold Spring Rd, Indianapolis, IN 46228

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,066 sqft · built 1955
Lot Size	0.425 acres (18,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,432 (Apr 2026)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-15-105-015.000-822`

Property Details

APN / Parcel Number

Primary APN	`49-06-15-105-015.000-822`
Alternative APN	`8009049`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
Gross Area	2,526 sqft
1st Floor Area	2,066 sqft
Basement Area	1,904 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,513 sqft (0.425 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4248 COLD SPRING RD
City	INDIANAPOLIS
State	IN
Zip	46228-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WYNNEDALE EX 32FT W END L5
Legal Subdivision	WYNNEDALE EX 32FT W END
Legal Lot Number	5
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4005
Census Tract	321002

Owner

Source: Marion County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4248 COLD SPRING RD, INDIANAPOLIS, IN 46228-3304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Jul 11, 2017	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	202633760
Prior Transfer Date	Aug 2, 2024
Prior Transfer Doc	0000064117
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Apr 23, 2026
Property Address	4248 COLD SPRING RD, INDIANAPOLIS, IN 46228-3304
Document Number	0000033760
Instrument Date	Mar 19, 2026
Instrument	202633760
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4248 COLD SPRING RD, INDIANAPOLIS, IN 46228-3304

Mortgage

Document Number	0000033761,
Date	Apr 23, 2026
Instrument	202633761

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IN
Recording Date	Jul 11, 2017
Property Address	4248 COLD SPRING RD, INDIANAPOLIS, IN 46228-3304
Document Number	0000078182
Map Reference	PB 20 PG 27-28
Instrument Date	Jun 30, 2017
Instrument	A201700078182
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4248 COLD SPRING RD, INDIANAPOLIS, IN 46228-3304

Mortgage

Document Number	0000078183
Date	Jul 11, 2017
Instrument	A201700078183

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Municipality	Wynnedale Town
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,002.00 (-5.46%)	$316,300 (+0.16%) Land $41,400 Building $274,900	$316,300 (+0.16%) Land $41,400 Building $274,900
2024	$4,233.00 (+1.85%)
2023	$4,156.00 (+4.82%) Homeowner's exemption	$315,800 (+8.52%) Land $41,400 Building $274,400	$315,800 (+8.52%) Land $41,400 Building $274,400
2022	$3,965.00 (-0.38%) Homeowner's exemption	$291,000 Land $36,400 Building $254,600	$291,000 Land $36,400 Building $254,600
2021	$3,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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