4240 Cold Spring Rd, Indianapolis, IN 46228 Property Records

Marion County property record for 4240 Cold Spring Rd, Indianapolis, IN 46228

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,880 sqft · built 1946
Lot Size	0.337 acres (14,680 sqft)
Owner	Owner Name on Record
Tax Bill	$6,067 (2023)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-15-105-021.000-822`

Property Details

APN / Parcel Number

Primary APN	`49-06-15-105-021.000-822`
Alternative APN	`8004426`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,880 sqft Living Area
Gross Area	4,865 sqft
1st Floor Area	2,023 sqft
2nd Floor Area	1,857 sqft
Basement Area	985 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1982
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,680 sqft (0.337 acres)
Lot Dimensions	147 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	8004426
Old Parcel Number	8004426
Street Address	4240 COLD SPRING RD
City	INDIANAPOLIS
State	IN
Zip	46228-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	WYNNEDALE L7
Legal Range	03
Legal Township	16
Legal Section	16
Legal Subdivision	WYNNEDALE
Legal Lot Number	7
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4005
Census Tract	321002

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4240 COLD SPRING RD, INDIANAPOLIS, IN 46228-3304

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK
Apr 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 22, 2007
Transfer Doc	0000028753
Record Updated	Jun 7, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4240 COLD SPRING RD, INDIANAPOLIS, IN 46228-3304
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010132
Date	Feb 9, 2023
Instrument	A202300010132

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 9, 2063

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4240 COLD SPRING RD, INDIANAPOLIS, IN 46228-3304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038941
Date	Apr 4, 2017
Instrument	A201700038941

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 24, 2057

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Municipality	Wynnedale Town
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,067.00 (+3.27%) Homeowner's exemption	$450,500 (+5.75%) Land $39,000 Building $411,500	$450,500 (+5.75%) Land $39,000 Building $411,500
2022	$5,875.00 (+25.83%) Homeowner's exemption	$426,000 Land $34,200 Building $391,800	$426,000 Land $34,200 Building $391,800
2021	$4,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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